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        <title>The Bank of Kentucky</title> 
        <link>http://www.bankofky.com</link> 
        <description>RSS feeds for The Bank of Kentucky</description> 
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    <comments>http://www.bankofky.com/investor-relations/news/id/123/the-bank-of-kentucky-announces-quarterly-dividend-of-017-per-share.aspx#Comments</comments> 
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    <title>THE BANK OF KENTUCKY ANNOUNCES QUARTERLY DIVIDEND OF $0.17 PER SHARE </title> 
    <link>http://www.bankofky.com/investor-relations/news/id/123/the-bank-of-kentucky-announces-quarterly-dividend-of-017-per-share.aspx</link> 
    <description>&amp;nbsp;
CRESTVIEW HILLS, KENTUCKY, March 18, 2013 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a quarterly cash dividend of $0.17 per common share, payable on April 19, 2013 to shareholders of record as of April 5, 2013. As previously disclosed, in September 2012 the Board of Directors voted to change from a semi-annual cash dividend to a quarterly cash dividend, commencing with the fourth quarter of 2012.&amp;nbsp; The quarterly dividend, if annualized, represents a 6% increase over the amount of semi-annual dividends declared and paid in 2012. The $0.17 per common share is equal to the dividend paid in January of 2013.
About The Bank of Kentucky Financial Corporation&amp;nbsp; 
The Bank of Kentucky Financial Corporation, a bank holding company with assets of approximately $1.844 billion, offers banking and related financial services to both individuals and business customers through its subsidiary, The Bank of Kentucky, Inc. (the &amp;ldquo;Bank&amp;rdquo;).&amp;nbsp; The Bank operates thirty-three branch locations and fifty-six ATMs.
For more information contact: 
Martin Gerrety
Executive Vice President and CFO
(859) 372-5169
mgerrety@bankofky.com
&amp;nbsp;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 18 Mar 2013 18:41:00 GMT</pubDate> 
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    <title>The Bank of Kentucky Announces 3rd Quarter Earnings</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/67/the-bank-of-kentucky-announces-3rd-quarter-earnings.aspx</link> 
    <description>Click here to review the full release&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 29 Oct 2012 03:30:00 GMT</pubDate> 
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    <title>The Bank of Kentucky Changes to a Quarterly Dividend Payment Schedule</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/66/the-bank-of-kentucky-changes-to-a-quarterly-dividend-payment-schedule.aspx</link> 
    <description>&amp;#160;
CRESTVIEW HILLS, KENTUCKY, September 26, 2012 –The Board of Directors of The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) voted on September 21, 2012 to change from a semi-annual cash dividend to a quarterly cash dividend, commencing with the fourth quarter of 2012.
&amp;#160;
In commenting on the Board’s action, President and Chief Executive Officer, Robert W. Zapp stated, “We have traditionally paid dividends to our stockholders on a semi-annual basis.&amp;#160;However the Board now believes that it is important to pay our stockholders more frequently and accordingly unanimously voted to change to a quarterly dividend.”
&amp;#160;
The Company will announce the record and payment date for its next quarterly dividend, if declared, in December of 2012, with the expectation that payment of such dividend would occur in January of 2013.&amp;#160;The actual declaration and payment of any future dividends will be at discretion of, and subject to further approval by, the Company’s Board of Directors, and will depend upon a variety of factors, including the Company’s overall financial condition and any other factors deemed relevant by the Board of Directors.
&amp;#160;
About The Bank of Kentucky Financial Corporation&amp;#160;
The Bank of Kentucky Financial Corporation, a bank holding company with assets of approximately $1.704 billion, offers banking and related financial services to both individuals and business customers.&amp;#160;BKFC operates thirty-three branch locations and fifty-four ATMs.
&amp;#160;
Forward-Looking Statements
Certain statements contained in this news release which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act (the “Act”).&amp;#160;In addition, certain statements in future filings by the Company with the Securities and Exchange Commission (the “SEC”), in press releases, and in oral and written statements made by or with the Company’s approval which are not statements of historical fact constitute forward-looking statements within the meaning of the Act. Examples of forward-looking statements include, but are not limited to, projections of revenues, income or loss, earnings or loss per share, the payment or non-payment of dividends, capital structure and other financial items; statements of plans and objectives of the Company or the Company’s management or Board of Directors; and statements of future economic performance and statements of assumptions underlying such statements. Words such as “believes,” “anticipates,” “intends,” and other similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements.
&amp;#160;
Forward-looking statements involve risks and uncertainties that may cause actual results to differ materially from those in such statements. Factors that could cause actual results to differ from those discussed in the forward-looking statements include, but are not limited to, the risks identified in the Company’s filings with the SEC, Such forward-looking statements are meaningful only on the date when such statements are made, and the Company undertakes no obligation to update any forward-looking statement to reflect events or circumstances after the date on which such a statement is made to reflect the occurrence of unanticipated events.
&amp;#160;
For more information contact: 
&amp;#160;
Martin Gerrety
Executive Vice President and CFO
(859) 372-5169
mgerrety@bankofky.com
&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Fri, 28 Sep 2012 21:48:00 GMT</pubDate> 
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    <title>The Bank of Kentucky Increases Semi-Annual Dividend 14% to $.32 per share</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/61/the-bank-of-kentucky-increases-semi-annual-dividend-14-to-32-per-share.aspx</link> 
    <description>CRESTVIEW HILLS, KENTUCKY, August 20, 2012 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.32 per common share, payable on September 21, 2012 to shareholders of record as of September 7, 2012. This cash dividend represents an increase of $ 0.04 per share (14%) over the dividend paid in September of 2011 of $0.28 per share.
&amp;#160;
“Maintaining long-term value for our shareholders is&amp;#160;paramount for us,”&amp;#160;said Robert W. Zapp, &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;President and CEO.&amp;#160;“Our final repurchase of the TARP investment in November of 2011, coupled with increased net income and solid capital base allows us to continue with our goal of rewarding shareholders by increasing our semi-annual dividend.”
&amp;#160;
About The Bank of Kentucky Financial Corporation&amp;#160;
The Bank of Kentucky Financial Corporation, a bank holding company with assets of approximately $1.704 billion, offers banking and related financial services to both individuals and business customers.&amp;#160;BKFC operates thirty-three branch locations and fifty-four ATMs.
&amp;#160;
&amp;#160;
&amp;#160;
For more information contact: 
&amp;#160;
Martin Gerrety
Executive Vice President and CFO
(859) 372-5169
mgerrety@bankofky.com</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Wed, 22 Aug 2012 15:05:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:61</guid> 
    
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    <title>Bank of Kentucky Moving Crescent Springs Ky. Branch Down The Street</title> 
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CRESTVIEW HILLS, KENTUCKY, August 6, 2012 – The Bank of Kentucky announced today that it plans to move its current Crescent Springs branch location less than a mile West into the building formerly used by Huntington Bank.&amp;#160; 
The current location, at 2446 Anderson Road in the commercial building shared with LaRosa’s, Crestville Drugs, and other businesses, will move to 743 Buttermilk Pike, Crescent Springs, KY 41017.&amp;#160; Over the next few months, The Bank of Kentucky will make the necessary renovations in preparation for a grand opening in October.&amp;#160; An exact date has not been established at this time.&amp;#160; The current location will remain open until the new branch is ready and the existing walk-up ATM will remain operational until a new tenant fills the space.
The new location is a free-standing branch with easier access, more drive-thru lanes, a drive-up ATM, and additional parking to better serve customers.
Steve Schenkel, Assistant Vice President, Branch Manager of the existing Crescent Springs location, will remain as the manager when his team moves to the new location.
&amp;#160;
About The Bank of Kentucky:
&amp;#160;
The Bank of Kentucky offers banking and related financial services to both individuals and business customers.&amp;#160; The Bank operates 33 branch locations and 56 ATMs located throughout the region in Boone, Kenton, Campbell, Grant, Gallatin, Pendleton, and Hamilton County.
&amp;#160;
MEDIA CONTACT: 
&amp;#160;
Mark Exterkamp
The Bank of Kentucky
(859) 372-2202
mexterkamp@bankofky.com
&amp;#160;
&amp;#160;
</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 06 Aug 2012 18:21:00 GMT</pubDate> 
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    <title>Cintas Presents The Bank of Kentucky with Sustainability Award</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/59/cintas-presents-the-bank-of-kentucky-with-sustainability-award.aspx</link> 
    <description>&amp;#160;
Florence Kentucky – 7/31/2012 – Cintas Corporation, the leader in secure document management services, today awarded The Bank of Kentucky an Environmental Sustainability Award for its strong commitment to the environment. Utilizing Cintas’ shredding services at their Shred Event on July 14th, residents of the community came to The Bank of Kentucky on Tanners Gate to shred old confidential records.&amp;#160;All of the shredded materials are recycled into secondary paper products to reduce waste and impact on the environment. In doing so, The Bank of Kentucky has saved 87 trees, 20,400 kilowatts of energy and 35,700 of water while reducing green house gas emissions.
&amp;#160;
Cintas prides itself on its environmentally-conscious approach to protecting confidential information by shredding it thoroughly and recycling the waste. Each year, Cintas recognizes its top customers that share the same drive in reducing their environmental footprint.
&amp;#160;
“We are pleased to recognize The Bank of Kentucky with our sustainability award,” said Karen Carnahan, president and COO of Cintas’ document management division. “The Bank of Kentucky &amp;#160;is an earth-friendly business that has demonstrated its commitment to saving natural resources by utilizing a sustainable document management program.”
&amp;#160;
Cintas provides cost-effective document shredding, storage and imaging programs. Its services are designed to provide businesses with data privacy and security, compliance with regulatory requirements and greater control and access to information.
&amp;#160;
For more information, please visit www.cintas.com/documentmanagement.
&amp;#160;
Contact:&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; James Lillis&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Contact:&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Katie Enzweiler
General Manager&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Marketing Specialist
513-489-4712&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 859-372-2333&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 
lillisj@cintas.com&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; knenzweiler@bankofky.com
&amp;#160;
&amp;#160;
About Cintas Corporation:
Headquartered in Cincinnati, Ohio, Cintas Corporation provides highly specialized services to businesses of all types.&amp;#160;Cintas designs, manufactures and implements corporate identity uniform programs, and provides entrance mats, restroom supplies, promotional products, first aid and safety products, fire protection services and document management services to approximately 800,000 businesses.&amp;#160;Cintas is a publicly held company traded over the Nasdaq National Market under the symbol CTAS, and is a Nasdaq-100 company and component of the Standard &amp;amp; Poor's 500 Index.
&amp;#160;
About The Bank of Kentucky:
The Bank of Kentucky offers banking and related financial services to both individuals and business customers.&amp;#160;The Bank operates 33 branch locations and 56 ATMs located throughout the region in Boone, Kenton, Campbell, Grant, Gallatin, Pendleton, and Hamilton County.
&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Tue, 31 Jul 2012 18:50:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:59</guid> 
    
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    <title>The Bank of Kentucky Announces 2nd Quarter Earnings</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/58/the-bank-of-kentucky-announces-2nd-quarter-earnings.aspx</link> 
    <description>Click here for full release</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 23 Jul 2012 18:20:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:58</guid> 
    
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    <title>Cintas and The Bank of Kentucky Host Shred Event July 14</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/57/cintas-and-the-bank-of-kentucky-host-shred-event-july-14.aspx</link> 
    <description>Free shredding event allows the community to dispose of confidential documents safely.&amp;#160;
And, it’s an easy way to help the environment.&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 
Florence, KY – [July 2, 2012] – Cintas Corporation, the leader in secure document management services, and The Bank of Kentucky, are hosting a shred event on Saturday, July 14th, at The Bank of Kentucky’s Operations Center on Tanners Gate Lane in Florence 9:00 am to 1:00 pm. This free event will provide the community a safe and secure resource to shred their confidential personal and business documents.
&amp;#160;
&quot;The Bank of Kentucky is proud to partner with Cintas for this free event”, says Mark Exterkamp, Executive Vice President of The Bank of Kentucky, “Securing private customer information is a daily priority at The Bank, however, our customers and the public are always at risk of exposing their personal information and must work hard to protect themselves. &amp;#160;I'm happy to work with a trusted vendor in Cintas to offer a free opportunity to safely shred documents.&quot;
&amp;#160;
“Identity theft is a growing threat for individuals and businesses across the nation,” explained Karen Carnahan, president and COO of Cintas document management division. “This event will bring awareness of proper document management to the community and provide them with a secure method to safely dispose information. More importantly, it will provide individuals with the peace of mind that their sensitive information will not end up in the wrong hands.”
&amp;#160;
During the event, anyone can bring their documents and have them shredded by an on-site, certified Cintas employee. From drop-off to destruction, all documents will be constantly monitored and protected.
&amp;#160;
Cintas provides cost-effective document shredding, storage and imaging programs. Its services are designed to provide businesses with data privacy and security, compliance with regulatory requirements and greater control and access to information.
&amp;#160;
For information about this free event, contact Katie Enzweiler, Marketing Specialist at The Bank of Kentucky at (859) 372-2333.
&amp;#160;
For more information about Cintas document management services, visit www.cintas.com/documentmanagement
&amp;#160;
About Cintas Corporation:
Headquartered in Cincinnati, Ohio, Cintas Corporation provides highly specialized services to businesses of all types.&amp;#160;Cintas designs, manufactures and implements corporate identity uniform programs, and provides entrance mats, restroom supplies, promotional products, first aid and safety products, fire protection services and document management services to approximately 800,000 businesses.&amp;#160;Cintas is a publicly held company traded over the Nasdaq National Market under the symbol CTAS, and is a Nasdaq-100 company and component of the Standard &amp;amp; Poor's 500 Index.&amp;#160;Contact: James Lillis, General Manager, 513-489-4712, lillisj@cintas.com
&amp;#160;
About The Bank of Kentucky:
The Bank of Kentucky offers banking and related financial services to both individuals and business customers.&amp;#160;The Bank operates 33 branch locations and 56 ATMs located throughout the region in Boone, Kenton, Campbell, Grant, Gallatin, Pendleton, and Hamilton County.
&amp;#160;
&amp;#160;
&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 02 Jul 2012 15:58:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:57</guid> 
    
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    <title>The Bank of Kentucky recognized as a Top Workplace in 2012 for the third year in a row</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/56/the-bank-of-kentucky-recognized-as-a-top-workplace-in-2012-for-the-third-year-in-a-row.aspx</link> 
    <description>&amp;#160;
The Bank of Kentucky Financial Corporation (NASDAQ: BKYF), is proud to be recognized as one of the region’s Top Workplaces for 2012.&amp;#160;This is The Bank of Kentucky’s third consecutive year receiving this award.&amp;#160;“Enquirer Media's Top Workplaces project was conducted with survey partner, Workplace Dynamics, which invited businesses with at least 50 employees in Greater Cincinnati and Northern Kentucky to participate.”[1]&amp;#160;The evaluations for the list are based on employee opinions and The Bank of Kentucky was recognized as a Top Workplace in the Midsize Company division comprised of companies with employee sizes between 150 and 399.&amp;#160;The Bank of Kentucky ranked 7th on this list and the entire project recognized 75 companies of various sizes throughout the region.&amp;#160;&amp;#160;&amp;#160;
“The Bank of Kentucky stands out because our employees throughout the company work extremely hard as an energetic team, fully committed to our mission, ‘To deliver superior customer service every day to every person we serve,” says Robert W. Zapp, President and CEO.&amp;#160;“We are very excited and proud to be recognized for the third consecutive year.”
The Bank of Kentucky is the largest community bank in Northern Kentucky and recently opened its first branch in downtown Cincinnati, bringing the total number of local branches to 33.&amp;#160;Learn more by visiting any branch location or checking out the latest at www.bankofky.com.
About The Bank of Kentucky Financial Corporation (BKFC)
BKFC, a bank holding company with assets of approximately $1.75 billion, offers banking and related financial services to both individuals and business customers.&amp;#160;
&amp;#160;
&amp;#160;
For more information, contact:
&amp;#160;
Mark Exterkamp
Executive Vice President
Retail Banking
(859) 372-2202
mexterkamp@bankofky.com
&amp;#160;
[1] http://news.cincinnati.com/section/TOPWORKPLACES/Top-Workplaces



&amp;#160;

</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 18 Jun 2012 20:23:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:56</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/55/the-bank-of-kentucky-android-app-now-available-for-mobile-banking.aspx#Comments</comments> 
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    <title>The Bank of Kentucky Android App Now Available for Mobile Banking</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/55/the-bank-of-kentucky-android-app-now-available-for-mobile-banking.aspx</link> 
    <description>&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;
&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 07 Jun 2012 17:20:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:55</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/54/the-bank-of-kentucky-offers-a-small-dollar-loan-program-with-the-brighton-center.aspx#Comments</comments> 
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    <title>The Bank of Kentucky offers a Small Dollar Loan Program with the Brighton Center</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/54/the-bank-of-kentucky-offers-a-small-dollar-loan-program-with-the-brighton-center.aspx</link> 
    <description>&amp;#160;
CRESTVIEW HILLS, KENTUCKY, The Bank of Kentucky Financial Corporation (NASDAQ: BKYF), strengthens its partnership with Brighton Center community support organization by offering Credit $mart, a small-dollar loan program. This program is designed to demonstrate how The Bank of Kentucky can profitably offer community members in need, affordable small-dollar loans as an alternative to high-cost credit options such as payday loans and overdraft programs. Credit counseling, referral of applicants and assisting with the loan process will be achieved through the partnership between The Bank of Kentucky and the Brighton Center.&amp;#160;This program will allow individuals to borrow up to $1,500 while improving their credit history and gaining valuable knowledge on how to properly manage their finances. “This wonderful partnership between The Bank of Kentucky and Brighton Center is meeting a great unmet need in our community” says Stephanie Stein, Financial Services Director at the Brighton Center. 
The goal of a small-dollar loan program is to enable insured institutions to better serve an underservedand potentially profitable market while helping consumers avoid, or transition away from, reliance onhigh-cost debt. To accomplish this goal, the FDIC encourages banks to offer products with reasonable interest rates, no or low fees, and payments that reduce the principal balance of the loan. www.fdic.gov
The Brighton Center Provides opportunities for individuals and families to reach self-sufficiency through family support services, education and leadership. www.brightoncenter.com
&amp;#160;
About The Bank of Kentucky Financial Corporation (BKFC)
BKFC, a bank holding company with assets of approximately $1.75 billion, offers banking and related financial services to both individuals and business customers.&amp;#160;BKFC operates 33 branch locations and 56 ATMs.
&amp;#160;
&amp;#160;
For more information, contact:
Mark Exterkamp
EVP, Retail Banking
(859) 372-2202
mexterkamp@bankofky.com</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 17 May 2012 14:32:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:54</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/52/the-bank-of-kentucky-releases-1st-quarter-earnings.aspx#Comments</comments> 
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    <title>The Bank of Kentucky Releases 1st Quarter Earnings</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/52/the-bank-of-kentucky-releases-1st-quarter-earnings.aspx</link> 
    <description>Click here for full release</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 19 Apr 2012 21:12:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:52</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/51/the-bank-of-kentucky-named-to-2011-kbw-bank-honor-roll.aspx#Comments</comments> 
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    <title>The Bank of Kentucky Named to 2011 KBW Bank Honor Roll</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/51/the-bank-of-kentucky-named-to-2011-kbw-bank-honor-roll.aspx</link> 
    <description>CRESTVIEW HILLS, KENTUCKY, March 25, 2012 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the “Bank”), today announced its inclusion in Keefe, Bruyette &amp;amp; Woods’ KBW Bank Honor Roll for 2011.&amp;#160;The KBW Bank Honor Roll acknowledges 45 banking institutions that have achieved positive earnings growth trends over the past ten years.&amp;#160;Out of nearly 400 publicly traded banking institutions with total assets over $500 million, The Bank of Kentucky was honored for posting better-than-industry average financial performance and was recognized for consecutive increases in net income per share before extraordinary items since 2009.&amp;#160;In addition, The Bank of Kentucky outperformed large-cap and regional banks for the five-year period between 2006 and 2011, as measured by the KBW Bank Index (BKX) and the KBW Regional Banking Index (KRX).&amp;#160;This is The Bank of Kentucky’s first time on the honor roll and it joins other newcomers on the list such as JPMorgan Chase &amp;amp; Co., Wells Fargo &amp;amp; Company, and UMB Financial Corporation.
&amp;#160;
“We are proud to be recognized by Keefe, Bruyette &amp;amp; Woods for The Bank of Kentucky’s financial performance over the past ten years, particularly in the past five years when it’s been increasingly difficult to implement our strategy due to the economic crisis and slow recovery,” said Robert W. Zapp, President &amp;amp; CEO.&amp;#160;“We’ve not only weathered the most difficult times, but we have emerged stronger, more efficient, and better prepared for the many new challenges facing banks going forward.&amp;#160;We are focused on meeting the financial needs of our clients, dedicated to the communities we serve, and optimistic about our growth plans.”&amp;#160;
&amp;#160;
KBW publishes their annual KBW Bank Honor Roll as a way to acknowledge companies that have successfully navigated through various economic challenges compared to their peers and the broader market.&amp;#160;KBW (Keefe, Bruyette &amp;amp; Woods) (NYSE: KBW) is a full-service investment bank widely recognized as a leading authority in the banking industry.&amp;#160;The company was founded in 1962 and currently operates in the U.S., Europe and Asia through its broker dealer subsidiaries.&amp;#160;The firm maintains industry-leading positions in the areas of research, corporate finance, mergers and acquisitions as well as sales and trading in equities and debt securities of financial services companies.
The Bank of Kentucky started in 1990 and currently operates thirty-three branch locations, offering banking and related financial services to both individuals and business customers.&amp;#160;The Bank of Kentucky Financial Corporation, the bank holding company for The Bank of Kentucky, has assets of approximately $1.745 billion.
&amp;#160;
For more information contact:
Mark Exterkamp
Executive Vice President 
(859) 372-2202
mexterkamp@bankofky.com
&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 26 Mar 2012 17:18:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:51</guid> 
    
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    <title>The Bank of Kentucky's 2011 Annual Report Now Available</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/50/the-bank-of-kentuckys-2011-annual-report-now-available.aspx</link> 
    <description>Click here to view report in PDF</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Fri, 23 Mar 2012 16:46:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:50</guid> 
    
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    <title>The Bank of Kentucky Releases 4th Qtr. Earnings</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/45/the-bank-of-kentucky-releases-4th-qtr-earnings.aspx</link> 
    <description>&amp;#160;Click here to view full press release</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Fri, 20 Jan 2012 18:54:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:45</guid> 
    
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    <title>The Bank of Kentucky Opens First Branch Location in Downtown Cincinnati</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/44/the-bank-of-kentucky-opens-first-branch-location-in-downtown-cincinnati.aspx</link> 
    <description>&amp;#160;
Northern Kentucky’s Largest Bank
Celebrates Grand Opening of First Ohio Location
&amp;#160;
CRESTVIEW HILLS, KENTUCKY, January 17, 2012 – The Bank of Kentucky Financial Corporation celebrates the grand opening of its first Ohio Location. The Bank of Kentucky opens the thirty third branch at 100 East Fourth Street in downtown Cincinnati Ohio. The Bank of Kentucky invites current customers and the public to attend this historic occassion.
&amp;#160;
On January 20, 2012, the new Hamilton County location will open its doors to the public. Festivities begin at 11 a.m. with a short dedication ceremony and ribbon cutting at 11.30 a.m., The open house event will last until 3:00 pm.&amp;#160;
&amp;#160;
&amp;#160;“We have done business in and around Cincinnati for many years and appreciate our clients across the region.&amp;#160;Opening a branch in downtown Cincinnati is an important and historic step for The Bank of Kentucky as we grow and expand, even in these tough economic times,” said Robert W. Zapp, President and CEO of The Bank of Kentucky.&amp;#160;“We are pleased with the location and welcome everyone to come see the completed renovation.&amp;#160;The Bank of Kentucky is a vital and contributing member of the communities in which we do business, and it is with great excitement and anticipation that we expand our services into Ohio.”
&amp;#160;
About The Bank of Kentucky Financial Corporation
&amp;#160;
The Bank of Kentucky Financial Corporation (NASDAQ: BKYF), a Crestview Hills, Kentucky-based financial institution with $1.64 billion in assets, is the holding company for its lead bank, The Bank of Kentucky.&amp;#160;With 33 branch offices and 56 ATMs, The Bank of Kentucky offers banking and related financial services to both individuals and business customers in the fast-growing Boone, Campbell, Grant, Gallatin and Kenton counties of Northern Kentucky. More information about The Bank of Kentucky can be found at www.bankofky.com
&amp;#160;
&amp;#160;
For more information contact:
&amp;#160;
Mark Exterkamp
Executive Vice President 
Retail Banking
859-372-2202
mexterkamp@bankofky.com</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Tue, 17 Jan 2012 21:26:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:44</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/43/the-bank-of-kentucky-repays-tarp-investment-to-us-dept-of-treasury.aspx#Comments</comments> 
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    <title>The Bank of Kentucky Repays TARP Investment to US Dept. of Treasury</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/43/the-bank-of-kentucky-repays-tarp-investment-to-us-dept-of-treasury.aspx</link> 
    <description>&amp;#160;Click here to view press release</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 24 Nov 2011 19:44:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:43</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/42/the-bank-of-kentucky-opens-32nd-branch-in-falmouth-kentucky.aspx#Comments</comments> 
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    <title>The Bank of Kentucky Opens 32nd Branch in Falmouth, Kentucky!</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/42/the-bank-of-kentucky-opens-32nd-branch-in-falmouth-kentucky.aspx</link> 
    <description>Click here to view press release</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 31 Oct 2011 19:19:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:42</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/39/bank-of-kentucky-announces-third-quarter-earnings.aspx#Comments</comments> 
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    <title>Bank of Kentucky Announces Third Quarter Earnings</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/39/bank-of-kentucky-announces-third-quarter-earnings.aspx</link> 
    <description>Click here to view press release</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 24 Oct 2011 13:34:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:39</guid> 
    
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    <title>The Bank of Kentucky Announces 2011 Second Quarter Earnings</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/37/the-bank-of-kentucky-announces-2011-second-quarter-earnings.aspx</link> 
    <description>Click here to view press release</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Wed, 20 Jul 2011 18:45:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:37</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/36/the-bank-of-kentucky-inc-signs-purchase-and-assumption-agreement-with-united-kentucky-bank-of-pendleton-county-inc.aspx#Comments</comments> 
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    <title>THE BANK OF KENTUCKY, INC. SIGNS PURCHASE AND ASSUMPTION AGREEMENT WITH UNITED KENTUCKY BANK OF PENDLETON COUNTY INC.</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/36/the-bank-of-kentucky-inc-signs-purchase-and-assumption-agreement-with-united-kentucky-bank-of-pendleton-county-inc.aspx</link> 
    <description>&amp;#160;
Purchase Will Enhance Position as 
Northern Kentucky’s Leading Community Bank
&amp;#160;
CRESTVIEW HILLS, KENTUCKY, July 1, 2011 – The Bank of Kentucky Financial Corporation (Nasdaq: BKYF) headquartered in Crestview Hills, Kentucky announced that its subsidiary, The Bank of Kentucky, Inc. (“The Bank of Kentucky”), executed a purchase and assumption agreement with the United Kentucky Bank of Pendleton County, Inc. (“United Kentucky Bank”) on June 30, 2011.
&amp;#160;
Under the terms of the purchase and assumption agreement, The Bank of Kentucky will assume approximately $26 million of deposit liabilities, as well as other expressly identified liabilities, and purchase certain assets, including United Kentucky Bank’s Falmouth, Kentucky office and ATM and $14 million in selected loans, from United Kentucky Bank.
&amp;#160;
“We look forward to welcoming the customers of United Kentucky Bank to The Bank of Kentucky family,” said Robert W. Zapp, President and CEO of The Bank of Kentucky. “The Bank of Kentucky is a vital and contributing member of the communities in which we do business, and it is with great excitement and anticipation that we expand our services into Pendleton County.”
&amp;#160;
“We are excited to partner with The Bank of Kentucky and that they will continue to offer the same personalized service that United Kentucky Bank customers are accustomed to receiving, said Carol F. Houchen, Chairman of the United Kentucky Bank.
&amp;#160;
Upon closing the transaction, The Bank of Kentucky will pay a $300,000 (or approximately 1.1%) deposit premium for the deposit liabilities, while the loans will be acquired at book value, less applicable reserves. All other assets will be purchased at their book values. The transaction is subject to regulatory approval and customary closing conditions.&amp;#160;The parties expect the transaction to close during the fourth quarter of 2011.
&amp;#160;
About The Bank of Kentucky Financial Corporation
&amp;#160;
The Bank of Kentucky Financial Corporation (NASDAQ: BKYF), a Crestview Hills, Kentucky-based financial institution with $1.64 billion in assets, is the holding company for its lead bank, The Bank of Kentucky.&amp;#160;With 31 branch offices and 47 ATMs, The Bank of Kentucky offers banking and related financial services to both individuals and business customers in the fast-growing Boone, Campbell, Grant, Gallatin and Kenton counties of Northern Kentucky. More information about The Bank of Kentucky can be found at www.bankofky.com.
&amp;#160;
About United Kentucky Bank of Pendleton County, Inc.
&amp;#160;
The United Kentucky Bank of Pendleton County, Inc., established in 1992, is a $28 million community bank based in Falmouth, Kentucky.&amp;#160;Since its formation United Kentucky Bank has operated its banking business solely in Pendleton County, Kentucky.
&amp;#160;
Forward-Looking Statements
&amp;#160;
This press release contains statements about the proposed purchase of certain assets and assumption of certain liabilities of United Kentucky Bank by The Bank of Kentucky and the impact on both United Kentucky Bank and The Bank of Kentucky. These statements are not historical facts and are considered “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 (the “Act”). These statements are based upon current expectations, forecasts and assumptions that are subject to risks, uncertainties and other factors that could cause actual outcomes and results to differ materially from those indicated by these forward-looking statements. These risks, uncertainties and other factors include, but are not limited to, the satisfaction of customary closing conditions set forth in the purchase and assumption agreement between the parties, including the receipt of regulatory approval for the acquisition. Words such as “believes,” “anticipates,” “intends,” and other similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. Any forward-looking statements made by The Bank of Kentucky Financial Corporation or on its behalf speak only as of the date they are made, and we do not undertake any obligation to update any forward-looking statement to reflect the impact of subsequent events or circumstances. Before making an investment decision, you should carefully consider all risks and uncertainties disclosed in our other public documents on file with the Securities and Exchange Commission, including those described in Item 1A of our Annual Report on Form 10-K for the year ended December 31, 2010.
&amp;#160;
&amp;#160;
&amp;#160;
For more information contact:
&amp;#160;
Bob Zapp, CEO&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Jim LaFollette, CEO
The Bank of Kentucky, Inc.&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;United Kentucky Bank of Pendleton County, Inc
(859) 372-5173&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; (859) 654-2500</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Tue, 05 Jul 2011 18:01:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:36</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/35/the-bank-of-kentucky-announces-first-branch-office-to-open-in-ohio-downtown-cincinnati.aspx#Comments</comments> 
    <slash:comments>0</slash:comments> 
    <wfw:commentRss>http://www.bankofky.com/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=235&amp;ModuleID=650&amp;ArticleID=35</wfw:commentRss> 
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    <title>The Bank of Kentucky Announces First Branch Office to Open in Ohio, Downtown Cincinnati</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/35/the-bank-of-kentucky-announces-first-branch-office-to-open-in-ohio-downtown-cincinnati.aspx</link> 
    <description>The Bank of Kentucky plans to open a full-service branch at 4th &amp;amp; Walnut
&amp;#160;
CRESTVIEW HILLS, KENTUCKY, June 10, 2011 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the “Bank”), finalized a lease agreement to occupy space located at 100 East Fourth Street in downtown Cincinnati.&amp;#160;The Bank of Kentucky will occupy the corner, ground-floor, retail space in the Mercantile Center Building at Fourth and Walnut streets.&amp;#160;The new branch will mark The Bank of Kentucky’s first office located outside the state of Kentucky.&amp;#160;As Northern Kentucky’s largest bank in terms of market share, the company currently operates 31 branches located throughout Northern Kentucky and has been interested in opening a branch in Cincinnati for some time, but was waiting for right opportunity and ideal location.&amp;#160;
&amp;#160;
Robert Zapp, President and CEO stated, “We currently conduct a significant amount of business in Ohio and many Northern Kentuckians work downtown.&amp;#160;In fact, we have grown to be the sixth largest bank in Greater Cincinnati.&amp;#160;Opening a full-service branch in Cincinnati is a planned progression of our retail banking business and acquiring space on such a high profile corner, near many of our competitors and close to the new Banks development gives us a great opportunity to grow quickly.&amp;#160;We will continue to seek ways to grow our business in Ohio and Northern Kentucky, building upon what we’ve done for the past twenty years.”&amp;#160;
&amp;#160;
The Bank of Kentucky will begin renovations of the 5,900 square foot space in July and will open for business in the fall.&amp;#160;Plans for the space include a large lobby, four teller stations, several offices, a conference room, and a secondary entrance from inside the Mercantile Center Building.&amp;#160;In addition, the branch will offer street-level ATM access, a night drop, and safe deposit boxes located inside.&amp;#160;&amp;#160;&amp;#160;
&amp;#160;
With the addition of its downtown location, The Bank of Kentucky will operate 32 branch locations and 53 ATMs located in Boone, Kenton, Campbell, Grant, and Gallatin counties in Northern Kentucky and in Hamilton County, Ohio.&amp;#160;The Bank of Kentucky Financial Corporation has assets of approximately $1.637 billion.
&amp;#160;
&amp;#160;
&amp;#160;
For more information contact:
&amp;#160;
Mark Exterkamp
Executive Vice President 
Retail Banking
(859) 372-2202
mexterkamp@bankofky.com
&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Fri, 10 Jun 2011 21:07:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:35</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/33/local-financial-services-professional-earns-national-certification.aspx#Comments</comments> 
    <slash:comments>0</slash:comments> 
    <wfw:commentRss>http://www.bankofky.com/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=235&amp;ModuleID=650&amp;ArticleID=33</wfw:commentRss> 
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    <title>LOCAL FINANCIAL SERVICES PROFESSIONAL EARNS NATIONAL CERTIFICATION</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/33/local-financial-services-professional-earns-national-certification.aspx</link> 
    <description>CRESTVIEW HILLS, KENTUCKY, May 19, 2011 – Laura Lee Scroggin, Assistant Vice President at The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) was recently awarded the Certified Regulatory Compliance Manager (CRCM) designation from the Institute of Certified Bankers (ICB), a subsidiary of the American Bankers Association, in Washington, DC.
&amp;#160;
Ms. Scroggin began her banking career as a Compliance Officer for a small rural bank in central Minnesota in 1994 and joined The Bank of Kentucky, Inc. in June of 2000 as an Administrative Assistant for Operations and Human Resources.&amp;#160;She was promoted in 2003 as an officer in the Internal Audit Department and again in 2006 to Assistant Vice President for the Risk Management Department.&amp;#160;She currently serves as the Compliance Manager for The Bank.
&amp;#160;
The CRCM designation is awarded to individuals who demonstrate excellence in the field of bank regulatory compliance and consumer protection laws.&amp;#160;To qualify for the CRCM certification, individuals must have certain levels of experience and education in the compliance profession, pass an exam, and agree to abide by a code of ethics.&amp;#160;The CRCM exam covers regulatory requirements as they relate to credit, deposits/securities, safety and soundness, information reporting and corporate responsibility. 
&amp;#160;
About The Bank of Kentucky Financial Corporation&amp;#160;
The Bank of Kentucky Financial Corporation, a bank holding company with assets of approximately $1.7 billion, offers banking and related financial services to both individuals and business customers.&amp;#160;BKFC operates thirty-one branch locations and fifty-one ATMs in the Northern Kentucky market.
&amp;#160;
&amp;#160;
&amp;#160;
For more information contact:
&amp;#160;
Mark Exterkamp
Executive Vice President 
(859) 372-2202
mexterkamp@bankofky.com</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 19 May 2011 19:39:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:33</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/32/local-financial-services-professional-earns-national-certification.aspx#Comments</comments> 
    <slash:comments>0</slash:comments> 
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    <trackback:ping>http://www.bankofky.com/DesktopModules/DnnForge%20-%20NewsArticles/Tracking/Trackback.aspx?ArticleID=32&amp;PortalID=0&amp;TabID=235</trackback:ping> 
    <title>LOCAL FINANCIAL SERVICES PROFESSIONAL EARNS NATIONAL CERTIFICATION</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/32/local-financial-services-professional-earns-national-certification.aspx</link> 
    <description>CRESTVIEW HILLS, KENTUCKY, May 19, 2011 – Mary Kathryn Noonan, Compliance Auditor at The &amp;#160;Bank of Kentucky Financial Corporation (NASDAQ: BKYF) was recently awarded the Certified Regulatory Compliance Manager (CRCM) designation from the Institute of Certified Bankers (ICB), a subsidiary of the American Bankers Association, in Washington, DC.
&amp;#160;
Ms. Noonan graduated from Transylvania University and began her career as an intern for a bank consulting firm in Lexington, Kentucky in 2007.&amp;#160;She was quickly promoted to a full time auditing position, specializing in compliance.&amp;#160;She joined The Bank of Kentucky, Inc. in November 2009 as the Bank’s first full time Compliance Auditor.&amp;#160;
&amp;#160;
The CRCM designation is awarded to individuals who demonstrate excellence in the field of bank regulatory compliance and consumer protection laws.&amp;#160;To qualify for the CRCM certification, individuals must have certain levels of experience and education in the compliance profession, pass an exam, and agree to abide by a code of ethics.&amp;#160;The CRCM exam covers regulatory requirements as they relate to credit, deposits/securities, safety and soundness, information reporting and corporate responsibility. 
&amp;#160;
About The Bank of Kentucky Financial Corporation&amp;#160;
The Bank of Kentucky Financial Corporation, a bank holding company with assets of approximately $1.7 billion, offers banking and related financial services to both individuals and business customers.&amp;#160;BKFC operates thirty-one branch locations and fifty-one ATMs in the Northern Kentucky market.
&amp;#160;
&amp;#160;
For more information contact:
&amp;#160;
Mark Exterkamp
Executive Vice President 
(859) 372-2202
mexterkamp@bankofky.com
&amp;#160;
&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 19 May 2011 19:37:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:32</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/23/the-bank-of-kentucky-announces-first-quarter-earnings-for-2011.aspx#Comments</comments> 
    <slash:comments>0</slash:comments> 
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    <title>The Bank of Kentucky Announces First Quarter Earnings for 2011</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/23/the-bank-of-kentucky-announces-first-quarter-earnings-for-2011.aspx</link> 
    <description>Click to view</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Fri, 22 Apr 2011 18:42:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:23</guid> 
    <enclosure url="http://www.bankofky.com/Portals/bankofky/Documents/N%20E%20W%20S%20%20%20R%20E%20L%20E%20A%20S%20E%201st%20Quarter%202011.pdf" length="140547" type="application/pdf" />
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    <comments>http://www.bankofky.com/investor-relations/news/id/22/the-bank-of-kentucky-declares-semi-annual-dividend-28-per-share.aspx#Comments</comments> 
    <slash:comments>0</slash:comments> 
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    <trackback:ping>http://www.bankofky.com/DesktopModules/DnnForge%20-%20NewsArticles/Tracking/Trackback.aspx?ArticleID=22&amp;PortalID=0&amp;TabID=235</trackback:ping> 
    <title>The Bank of Kentucky Declares Semi-Annual Dividend $.28 Per Share</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/22/the-bank-of-kentucky-declares-semi-annual-dividend-28-per-share.aspx</link> 
    <description>CRESTVIEW HILLS, KENTUCKY, February 24, 2011 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.28 per common share payable on March 25, 2011 to shareholders of record as of March 11, 2011. The $0.28 per common share dividend equals the previous dividend that was paid in September of 2010.
&amp;#160;
About The Bank of Kentucky Financial Corporation&amp;#160;
The Bank of Kentucky Financial Corporation, a bank holding company with assets of approximately $1.665 billion, offers banking and related financial services to both individuals and business customers.&amp;#160;BKFC operates thirty-one branch locations and forty-seven ATMs in the Northern Kentucky market.
&amp;#160;
&amp;#160;
&amp;#160;
For more information contact: 
&amp;#160;
Martin Gerrety
Executive Vice President and CFO
(859) 372-5169
mgerrety@bankofky.com</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Fri, 25 Feb 2011 17:03:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:22</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/21/bob-zapp-president-ceo-of-the-bank-of-kentucky-presents-check-to-the-freestore-foodbank.aspx#Comments</comments> 
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    <title>Bob Zapp, President &amp; CEO of The Bank of Kentucky, presents check to the Freestore Foodbank</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/21/bob-zapp-president-ceo-of-the-bank-of-kentucky-presents-check-to-the-freestore-foodbank.aspx</link> 
    <description>&amp;#160;

Bob Zapp, President and CEO of The Bank of Kentucky presents check to Freestore Foodbank at John G Carlisle School for Power Pack program on Tuesday February 15, 2011

&amp;#160;
CRESTVIEW HILLS, KENTUCKY – February 15, 2011 – The Bank of Kentucky’s President &amp;amp; CEO, Bob Zapp, will present a check donation of $5,000 to benefit the Freestore Foodbank’s Power Pack program for Children in Northern Kentucky. The presentation will take place at 1:30 pm at John G. Carlisle Elementary School in Covington, KY.&amp;#160;Freestore Foodbank representative John Young, President and CEO and Larry Williams, CFO for BRANDICORP, LLC, Board Member, will attend the presentation.&amp;#160;
&amp;#160;
&amp;#160;
The Power Pack Program reaches more than 30,000 children in Greater Cincinnati and Northern Kentucky who would otherwise go hungry over the weekend because there are no school meals.&amp;#160;The program gives the children some kid-friendly foods until school resumes on Monday morning. The Freestore Foodbank, with partners like The Bank of Kentucky, provides Power Packs, filled with easily prepared, nutritionally balanced foods. 
&amp;#160;
&amp;#160;
“The Bank of Kentucky has been very involved in the community for 20 years,” said Bob Zapp, President &amp;amp; CEO of The Bank of Kentucky.&amp;#160;“Our employees, Directors, and leadership team takes pride in giving their time and effort to numerous organizations in the area that positively impact their community.&amp;#160;Helping an amazing organization in the Freestore Foodbank and Adopt-A-Class is merely another opportunity for our company to get involved in the lives of children through its Power Pack program.”
&amp;#160;
“We are always happy when businesses in the communities we serve ask to partner with us,” said John Young, President and CEO of the Freestore Foodbank. “The Bank of Kentucky is generously working with us and our Power Pack program to make sure children in need in Northern Kentucky have something to eat on the weekends, ensuring they are ready to learn when they come back to school on Monday.”
&amp;#160;
The Freestore Foodbank is the largest emergency food and services provider in the Tri-State.&amp;#160; The organization is a trusted partner to over 350 nonprofit member agencies spread across 20 counties, through which it annually distributes 12 million pounds of food and other products to more than 200,000 individuals. By providing emergency food distribution, the Freestore Foodbank works to determine the root causes of poverty and food insecurity and is able to provide an array of services (emergency clothing, housing services, Food Stamps assistance, Medicaid outreach and others) aimed at creating self-reliance. The Freestore Foodbank is a member of Feeding America. Visit www.freestorefoodbank.org&amp;#160;for more information.
&amp;#160;
&amp;#160;
About The Bank of Kentucky Financial Corporation
&amp;#160;
Headquartered in Crestview Hills Kentucky, The Bank of Kentucky Financial Corporation is the parent of The Bank of Kentucky, Inc. The Bank of Kentucky has total assets of approximately $1.6 billion and operates thirty-one branch locations and forty-eight ATMs in the Northern Kentucky market. The Bank of Kentucky Financial Corporation's common stock is listed on the NASDAQ Global Market under the symbol BKYF.&amp;#160;For more information about The Bank of Kentucky, please visit www.bankofky.com.
Contact:
&amp;#160;
(The Bank of Kentucky):
Mark Exterkamp, EVP Retail Banking
859-372-2202
mexterkamp@bankofky.com</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Tue, 15 Feb 2011 17:08:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:21</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/20/the-bank-of-kentucky-now-offering-fha-mortgage-loans.aspx#Comments</comments> 
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    <title>The Bank of Kentucky Now Offering FHA Mortgage Loans</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/20/the-bank-of-kentucky-now-offering-fha-mortgage-loans.aspx</link> 
    <description>Click to view</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Fri, 04 Feb 2011 21:21:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:20</guid> 
    <enclosure url="http://www.bankofky.com/Portals/bankofky/Documents/Mortgage%20FHA%20Ad%20Jan%202011.pdf" length="202216" type="application/pdf" />
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    <comments>http://www.bankofky.com/investor-relations/news/id/19/the-bank-of-kentucky-financial-corporation-announces-fourth-quarter-earnings.aspx#Comments</comments> 
    <slash:comments>0</slash:comments> 
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    <title>The Bank of Kentucky Financial Corporation Announces Fourth Quarter Earnings</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/19/the-bank-of-kentucky-financial-corporation-announces-fourth-quarter-earnings.aspx</link> 
    <description>Click to view</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 20 Jan 2011 22:22:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:19</guid> 
    <enclosure url="http://www.bankofky.com/Portals/bankofky/Documents/N%20E%20W%20S%20%20%20R%20E%20L%20E%20A%20S%20E%204th%20Quarter%202010.pdf" length="170698" type="application/pdf" />
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    <comments>http://www.bankofky.com/investor-relations/news/id/18/the-bank-of-kentuckys-first-womens-leadership-group-welcomes-kristie-sheanshang.aspx#Comments</comments> 
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    <title>The Bank of Kentucky’s First Women’s Leadership Group Welcomes Kristie Sheanshang </title> 
    <link>http://www.bankofky.com/investor-relations/news/id/18/the-bank-of-kentuckys-first-womens-leadership-group-welcomes-kristie-sheanshang.aspx</link> 
    <description>CRESTVIEW HILLS, KENTUCKY – January 19, 2011 – The Bank of Kentucky is pleased to announce the formation and growth of its first women’s leadership group.&amp;#160;W.I.L.L. (Women In Lifelong Leadership) was created in 2010, officially kicked-off last May, and has since organized itself with an active board and is open to all women employees.&amp;#160;
&amp;#160;
“We are excited about the interest and energy surrounding our group,” says Diane Czerwonka, Vice President of Human Resources.&amp;#160;“W.I.L.L. is all about empowering and inspiring women in the workplace by finding ways and having programs to learn more about becoming great leaders.”
&amp;#160;
The group sponsored a kick-off last year, initiated a fitness program, fostered mentoring among members and is planning community outreach, career development and health awareness opportunities.
&amp;#160;
On Thursday, January 27, W.I.L.L. welcomes Kristie Sheanshang, personal stylist and consultant, who works with many area businesses and professional women to identify styles, designs, colors and an overall image that fits the individual.&amp;#160;She will present “Flair: Ten Wardrobe Must Haves”, a free event to all Bank of Kentucky women who RSVP to the event.&amp;#160;W.I.L.L. is excited to learn how Kristie can help women at The Bank of Kentucky re-energize their wardrobes and discover their professional style.&amp;#160;And The Bank of Kentucky is proud to see the success oft this new internal organization, leading the way in women’s leadership.
&amp;#160;
For more information about W.I.L.L. (Woman In Lifelong Leadership), contact Melinda Jackson Brandt at mjackson@bankofky.com
&amp;#160;
For more information about The Bank of Kentucky, visit www.bankofky.com
&amp;#160;
For more information about Kristie Sheanshang, visit www.dare4flair.com</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Wed, 19 Jan 2011 22:17:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:18</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/17/the-bank-of-kentucky-sponsors-st-elizabeth-cardiovascular-health-unit--screenings.aspx#Comments</comments> 
    <slash:comments>0</slash:comments> 
    <wfw:commentRss>http://www.bankofky.com/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=235&amp;ModuleID=650&amp;ArticleID=17</wfw:commentRss> 
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    <title>The Bank of Kentucky Sponsors St. Elizabeth CardioVascular Health Unit - Screenings</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/17/the-bank-of-kentucky-sponsors-st-elizabeth-cardiovascular-health-unit--screenings.aspx</link> 
    <description>&amp;#160;St. Elizabeth Cardio Mobile Health Unit to Visit a Neighborhood Near You
&amp;#160;
The new St. Elizabeth CardioVascular Mobile Health Unit will be offering stroke and cardiovascular screenings at locations all across Northern Kentucky during the month of January.
&amp;#160;
Sponsored by the Bank of Kentucky, made possible by the generous support of John C. Holmes, M.D., along with contributions from St. Elizabeth 2008-10 Vision employee donors, the new mobile health van brings technology and expertise for diagnosing cardiovascular disease, stroke and diabetes to where you live, work and play.
&amp;#160;
Using state-of-the-art EKG and ultrasound technology, the new mobile unit can perform an array of on-site tests aimed at detecting all manner of risky health conditions including carotid artery disease, peripheral arterial disease, abdominal aortic aneurysm, high blood pressure and abnormal blood glucose levels.
&amp;#160;
&amp;#160;
Date/Location:&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; January 14
Bank of Kentucky – Erlanger Branch
3133 Dixie Highway, Erlanger, KY 41018
&amp;#160;
January 21
Bank of Kentucky – Burlington Branch
1065 Burlington Pike, Florence, KY 41042
&amp;#160;
January 28 
Bank of Kentucky – Highland Heights Branch
2800 Alexandria Pike, Highland Heights, KY 41076
&amp;#160;
&amp;#160;
Times:&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;Noon – 6 p.m.
&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 
&amp;#160;
Cost:&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Special introductory pricing of $79 for all three main screenings, including Peripheral Arterial Disease, Carotid Artery &amp;amp; Abdominal Aortic Aneurysm.&amp;#160;*PrimeWise members receive a 5% discount
&amp;#160;
&amp;#160;
Reservations:&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; Please call (859) 301-WELL (9355) to schedule an appointment.&amp;#160;Reservations are required.</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Fri, 07 Jan 2011 22:15:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:17</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/16/the-bank-of-kentucky-financial-corporation-announces-partial-repayment-of-tarp-investment.aspx#Comments</comments> 
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    <title>The Bank of Kentucky Financial Corporation Announces Partial Repayment of TARP Investment</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/16/the-bank-of-kentucky-financial-corporation-announces-partial-repayment-of-tarp-investment.aspx</link> 
    <description>&amp;#160;
CRESTVIEW HILLS, KENTUCKY, December 22, 2010 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the “Bank”), announced today that it has repurchased $17 million of the outstanding $34 million of its Fixed Rate Cumulative Perpetual Preferred Stock, Series A, issued in February 2009 to the U.S. Department of the Treasury pursuant to the Troubled Asset Relief Program Capital Purchase Program.&amp;#160;The repurchase follows the Company’s recent common equity offering, in which the Company raised approximately $28.1 million after underwriting discounts and estimated expenses.
&amp;#160;
&amp;#160;“Prior to the TARP investment during the height of our country’s credit crisis in 2008, The Bank of Kentucky successfully navigated through the tough times by sticking with our proven strategy of providing credit and core banking services to local businesses, organizations, individuals, and families,” stated Robert W. Zapp, the Company’s President and Chief Executive Officer.&amp;#160;“The TARP investment allowed us to continue on this path to grow the Company, maintain strong capital levels and remain profitable, even as we paid TARP dividends and weathered the greatest financial challenge in our history.”
&amp;#160;
“The success of our common stock offering last month and subsequent approval to repurchase a portion of the TARP investment is an important step towards a full exit from the U.S. Treasury’s TARP Capital Purchase Program.&amp;#160;These strategic actions position us for continued growth and ultimately serve the interests of our clients and stockholders,” said Zapp.
&amp;#160;
The preferred stock repurchase price includes $17 million of the original investment amount plus approximately&amp;#160;&amp;#160; $87 thousand of accrued and unpaid dividends.&amp;#160;The preferred stock that the Company repurchased for $17 million has a carrying value of $16.8 million (net of a $215 thousand unaccreted discount).&amp;#160;As a result of the repurchase, the Company will recognize the accretion of the remaining discount on the repurchased stock as of the date of repurchase. The additional accretion recognized at the date of repurchase will reduce net income available to common stockholders for the fourth quarter of 2010 by $215 thousand.
&amp;#160;
Following the repurchase, the U.S. Treasury will continue to own $17 million of the Company’s Series A Preferred Stock, as well as the warrant originally issued to the U.S. Treasury in February 2009, giving the U.S. Treasury the right to purchase up to 274,784 shares of the Company’s common stock at a price of $18.56 per share.&amp;#160;The Company will continue to pay dividends on the remaining shares of Series A Preferred Stock held by the U.S. Treasury until the Company completes its strategy to repurchase all of the remaining shares of Series A Preferred Stock, subject to regulatory approval.
&amp;#160;
About the Company
The Company, a bank holding company with assets of approximately $1.510 billion, offers banking and related financial services to both individuals and business customers. The Bank operates 31 branch locations and 47 ATMs in the Northern Kentucky market.
&amp;#160;
Forward-Looking Statements 
Certain statements contained in this news release which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act (the “Act”). In addition, certain statements in future filings by the Company with the Securities and Exchange Commission (the “SEC”), in press releases, and in oral and written statements made by or with the Company’s approval which are not statements of historical fact constitute forward-looking statements within the meaning of the Act. Examples of forward-looking statements include, but are not limited to, projections of revenues, income or loss, earnings or loss per share, the payment or non-payment of dividends, capital structure and other financial items; statements of plans and objectives of the Company or the Company’s management or Board of Directors; and statements of future economic performance and statements of assumptions underlying such statements. Words such as “believes,” “anticipates,” “intends,” and other similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements.
&amp;#160;
Forward-looking statements involve risks and uncertainties that may cause actual results to differ materially from those in such statements. Factors that could cause actual results to differ from those discussed in the forward-looking statements include, but are not limited to, the risks identified in the Company’s filings with the SEC, as well as the following: general economic or industry conditions could be less favorable than expected, resulting in a deterioration in credit quality, a change in the allowance for credit losses, or a reduced demand for credit or fee-based products and services; changes or volatility in the capital markets and interest rates may adversely impact the value of securities, loans, deposits and other financial instruments and the interest rate sensitivity of the Company’s balance sheet as well as the Company’s liquidity; the conditions of the securities markets could change, adversely affecting revenues from capital markets businesses, the value or credit quality of the Company’s assets, or the availability and terms of funding necessary to meet the Company’s liquidity needs; the impact of turmoil in the financial markets and the effectiveness of governmental actions taken in response, such as the U.S. Treasury’s Troubled Asset Relief Program, and the effect of such governmental actions on the Company, the Company’s competitors and counterparties, financial markets generally and availability of credit specifically, including potentially higher Federal Deposit Insurance Corporation (“FDIC”) premiums arising from increased payments from FDIC insurance funds as a result of depository institution failures; changes in the extensive laws, regulations and policies governing financial services companies, including the Dodd-Frank Wall Street Reform and Consumer Protection Act and any regulations promulgated thereunder, could alter the business environment or affect operations for the Company or the Bank; the potential need to adapt to industry changes in information technology systems, on which the Bank is highly dependent, could present operational issues or require significant capital spending; competitive pressures could intensify and affect the Bank’s profitability, including as a result of continued industry consolidation, the increased availability of financial services from non-banks, technological developments or bank regulatory reform; and acquisitions may not produce revenue enhancements or cost savings at levels or within timeframes originally anticipated, or may result in unforeseen integration difficulties.
&amp;#160;
Such forward-looking statements are meaningful only on the date when such statements are made, and the Company undertakes no obligation to update any forward-looking statement to reflect events or circumstances after the date on which such a statement is made to reflect the occurrence of unanticipated events.
&amp;#160;
For more information contact:
&amp;#160;
Martin Gerrety
Executive Vice President and CFO
(859) 372-5169
mgerrety@bankofky.com</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 23 Dec 2010 15:24:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:16</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/15/bank-of-kentucky-fin-corp-announces-the-closing-of-its-public-offering.aspx#Comments</comments> 
    <slash:comments>0</slash:comments> 
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    <title>Bank of Kentucky Fin. Corp. Announces the Closing of its Public Offering</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/15/bank-of-kentucky-fin-corp-announces-the-closing-of-its-public-offering.aspx</link> 
    <description>&amp;#160;
THE BANK OF KENTUCKY FINANCIAL CORPORATION ANNOUNCES THE CLOSING OF ITS PUBLIC OFFERING
&amp;#160;
CRESTVIEW HILLS, KENTUCKY, November 22, 2010 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc., announced today the closing of its previously announced and upsized public offering of 1,765,588 shares of its common stock at $17.00 per share, for net proceeds, after underwriting discount and estimated expenses, of approximately $28.1 million.&amp;#160;The number of shares sold includes 230,294 shares purchased by the underwriter pursuant to its over-allotment option, which was exercised in full.&amp;#160;
“The officers and directors are pleased with the results of our common stock offering, and the high level of interest allowed us to upsize the offering,” remarked Robert W. Zapp, the Company’s President and Chief Executive Officer.&amp;#160;“The success of this transaction is a positive and important step in our intent to repurchase all or a portion of the Series A preferred stock and warrants issued to the U.S. Treasury under the TARP Capital Purchase Program.”
Robert W. Baird &amp;amp; Co. Incorporated acted as sole book-running manager for the offering.&amp;#160;
The Company has filed a registration statement (including a prospectus) with the Securities and Exchange Commission (the “SEC”) for the offering to which this communication relates. These documents may be obtained without charge on the SEC website at www.sec.gov. Alternatively, copies of the prospectus supplement and the prospectus relating to the offering may be obtained from Robert W. Baird &amp;amp; Co. Incorporated, 777 East Wisconsin Avenue, Galleria Level, Milwaukee, Wisconsin 53202-5391, or by calling 1-800-792-2413.
This news release shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of these securities in any state in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction.
About the Company
The Company, a bank holding company with assets of approximately $1.510 billion, offers banking and related financial services to both individuals and business customers.&amp;#160;The Bank operates 31 branch locations and 47 ATMs in the Northern Kentucky market.
Forward-Looking Statements 
Certain statements contained in this news release which are not statements of historical fact constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act (the “Act”). In addition, certain statements in future filings by the Company with the SEC, in press releases, and in oral and written statements made by or with the Company’s approval which are not statements of historical fact constitute forward-looking statements within the meaning of the Act. Examples of forward-looking statements include, but are not limited to, projections of revenues, income or loss, earnings or loss per share, the payment or non-payment of dividends, capital structure and other financial items; statements of plans and objectives of the Company or the Company’s management or Board of Directors; and statements of future economic performance and statements of assumptions underlying such statements. Words such as “believes,” “anticipates,” “intends,” and other similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements.
Forward-looking statements involve risks and uncertainties that may cause actual results to differ materially from those in such statements. Factors that could cause actual results to differ from those discussed in the forward-looking statements include, but are not limited to, the risks identified in the Company’s filings with the SEC, as well as the following: general economic or industry conditions could be less favorable than expected, resulting in a deterioration in credit quality, a change in the allowance for credit losses, or a reduced demand for credit or fee-based products and services; changes or volatility in the capital markets and interest rates may adversely impact the value of securities, loans, deposits and other financial instruments and the interest rate sensitivity of the Company’s balance sheet as well as the Company’s liquidity; the conditions of the securities markets could change, adversely affecting revenues from capital markets businesses, the value or credit quality of the Company’s assets, or the availability and terms of funding necessary to meet the Company’s liquidity needs; the impact of turmoil in the financial markets and the effectiveness of governmental actions taken in response, such as the U.S. Treasury’s Troubled Asset Relief Program, and the effect of such governmental actions on the Company, the Company’s competitors and counterparties, financial markets generally and availability of credit specifically, including potentially higher Federal Deposit Insurance Corporation (“FDIC”) premiums arising from increased payments from FDIC insurance funds as a result of depository institution failures; changes in the extensive laws, regulations and policies governing financial services companies, including the Dodd-Frank Wall Street Reform and Consumer Protection Act and any regulations promulgated thereunder, could alter the business environment or affect operations for the Company or the Bank; the potential need to adapt to industry changes in information technology systems, on which the Bank is highly dependent, could present operational issues or require significant capital spending; competitive pressures could intensify and affect the Bank’s profitability, including as a result of continued industry consolidation, the increased availability of financial services from non-banks, technological developments or bank regulatory reform; and acquisitions may not produce revenue enhancements or cost savings at levels or within timeframes originally anticipated, or may result in unforeseen integration difficulties.
Such forward-looking statements are meaningful only on the date when such statements are made, and the Company undertakes no obligation to update any forward-looking statement to reflect events or circumstances after the date on which such a statement is made to reflect the occurrence of unanticipated events.
For more information contact:
Martin Gerrety
Executive Vice President and CFO
(859) 372-5169
mgerrety@bankofky.com</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 29 Nov 2010 20:34:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:15</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/14/the-bank-of-kentucky-financial-corporation-announces-third-quarter-earnings.aspx#Comments</comments> 
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    <title>The Bank of Kentucky Financial Corporation Announces Third Quarter Earnings</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/14/the-bank-of-kentucky-financial-corporation-announces-third-quarter-earnings.aspx</link> 
    <description>Click to view</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 21 Oct 2010 21:25:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:14</guid> 
    <enclosure url="http://www.bankofky.com/Portals/bankofky/Documents/N%20E%20W%20S%20%20%20R%20E%20L%20E%20A%20S%20E%203rd%20Quarter%202010.pdf" length="118756" type="application/pdf" />
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    <comments>http://www.bankofky.com/investor-relations/news/id/13/the-bank-of-kentucky-and-jdrf-ready-to-walk-to-cure-diabetes-on-september-18th.aspx#Comments</comments> 
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    <title>The Bank of Kentucky and JDRF ready to WALK To Cure Diabetes on September 18th</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/13/the-bank-of-kentucky-and-jdrf-ready-to-walk-to-cure-diabetes-on-september-18th.aspx</link> 
    <description>The Bank of Kentucky and JDRF ready to WALK To Cure Diabetes on September 18th
&amp;#160;
CRESTVIEW HILLS, KENTUCKY –&amp;#160;The Bank of Kentucky Financial Corporation (Nasdaq: BKYF), headquartered in Crestview Hills, Kentucky, announced that the Bank is participating in The Walk to Cure Diabetes on Saturday, September 18 taking place at Newport Riverboat Row.&amp;#160;Robert W. Zapp, President and Chief Executive Officer at The Bank of Kentucky, is proud to lead a team of over 100 employees who have been raising money and registering walkers for the past few months.&amp;#160;“JDRF is an organization that deserves everyone’s support.&amp;#160;I’m very excited to see so many of our employees get involved and help me make the walk a huge success,” stated Robert Zapp about Saturday’s event. 
The JDRF Walk to Cure Diabetes is a walkathon held in over 200 locations throughout the year benefiting the Juvenile Diabetes Research Foundation.&amp;#160;More than 500,000 men, women, and children, including those from 5,000 large corporations and local companies along with 3,500 family teams, will participate across the country this year.
Nationally, the Walk raised more than $100 million last year; locally, the Greater Cincinnati chapter raised more than $1,000,000 with help from almost 5,000 participants.
&amp;#160;
The Greater Cincinnati Chapter of the Ju venile Diabetes Research Foundation’s 2010-2011 Walk to Cure Diabetes will take place at Newport Riverboat Row, Saturday, September 18, 2010.
&amp;#160;
For more information about family or school teams, please contact Rachel Hopkins at rhopkins@jdrf.org
&amp;#160;
For more information about corporate teams, please call Tara Listermann at tlistermann@jdrf.org 
&amp;#160;
You can also reach us at the JDRF office at 513-793-3223.
&amp;#160;
To register, please go to www.walk.jdrf.org. 
&amp;#160;
&amp;#160;
About The Bank of Kentucky Financial Corporation
&amp;#160;
Headquartered in Crestview Hills Kentucky, The Bank of Kentucky Financial Corporation is the parent of The Bank of Kentucky, Inc. BKFC has total assets of approximately $1.5 billion and operates thirty-one branch locations and forty-eight ATMs in the Northern Kentucky market. The Bank of Kentucky Financial Corporation's common stock is listed on the Nasdaq Global Market under the symbol BKYF. For more information about BKFC, please visit www.bankofky.com.
Contact:
&amp;#160;
(The Bank of Kentucky):
&amp;#160;
Mark Exterkamp, Executive Vice President Retail 
(859) 372-2202
mexterkamp@bankofky.com</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Fri, 17 Sep 2010 13:06:00 GMT</pubDate> 
    <guid isPermaLink="false">f1397696-738c-4295-afcd-943feb885714:13</guid> 
    
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    <comments>http://www.bankofky.com/investor-relations/news/id/12/john-s-cain-added-to-the-board-of-directors.aspx#Comments</comments> 
    <slash:comments>0</slash:comments> 
    <wfw:commentRss>http://www.bankofky.com/DesktopModules/DnnForge%20-%20NewsArticles/RssComments.aspx?TabID=235&amp;ModuleID=650&amp;ArticleID=12</wfw:commentRss> 
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    <title>JOHN S. CAIN ADDED TO THE BOARD OF DIRECTORS</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/12/john-s-cain-added-to-the-board-of-directors.aspx</link> 
    <description>N E W S&amp;#160;&amp;#160; R E L E A S E&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; _____________________________________________________________&amp;#160;&amp;#160; &amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160;&amp;#160; 
&amp;#160;
THE BANK OF KENTUCKY FINANCIAL CORPORATION&amp;#160; ANNOUNCES THE ADDITION OF JOHN S. CAIN TO ITS BOARD OF DIRECTORS
&amp;#160;
CRESTVIEW HILLS, KENTUCKY, August 24, 2010 – The Bank of Kentucky Financial Corporation (the “Company”) (NASDAQ: BKYF), the holding company of The Bank of Kentucky, Inc. (the “Bank”), today announced the addition of John S. Cain, of Ryland Heights, Kentucky to the Board of Directors of both the Company and the Bank.&amp;#160;Cain is the President of Wiseway Supply, Inc., a privately held electrical, plumbing and lighting supplies company based in Florence, Kentucky, and is responsible for the day-to-day operations of the family business that began in 1972.&amp;#160;He obtained his undergraduate degree from the University of Kentucky in 1986 and received his Juris Doctor from Northern Kentucky University in 1993.&amp;#160;Raised in Kentucky, Cain is heavily involved in the community, contributing his talents to many local organizations.&amp;#160;He currently serves as President of the Juvenile Diabetes Research Foundation, serves on the Board of Directors for Governor’s Scholars, is past Chair of the Northern Kentucky Chamber of Commerce and is a current member of Tri-County Economic Development Corporation.
“John will be an excellent addition to the Bank’s team of directors,” stated President and CEO Robert W. Zapp.&amp;#160;“His leadership at Wiseway, involvement in the community and ongoing interest in the growth and success of the Company and the Bank make for a perfect fit.&amp;#160;I am pleased to make this announcement and look forward to John’s immediate impact on The Bank of Kentucky,” added Mr. Zapp.

&amp;#160;

About The Bank of Kentucky Financial Corporation 
The Bank of Kentucky Financial Corporation, a bank holding company with assets of approximately $1.520 billion, offers banking and related financial services to both individuals and business customers. The Bank of Kentucky, the wholly owned subsidiary of the Company, operates thirty-one branch locations and forty-eight ATMs in the Northern Kentucky Market.
&amp;#160;
For more information contact:
&amp;#160;
Mark Exterkamp
Executive Vice President 
(859) 372-2202
mexterkamp@bankofky.com
&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Tue, 24 Aug 2010 22:27:00 GMT</pubDate> 
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    <comments>http://www.bankofky.com/investor-relations/news/id/11/the-bank-of-kentucky-reinvests-in-local-communities-by-making-an-investment-in-the-senior-crimestoppers-program-at-rosedale-manor.aspx#Comments</comments> 
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    <title>The Bank of Kentucky Reinvests in Local Communities by Making an Investment in the Senior Crimestoppers Program at Rosedale Manor</title> 
    <link>http://www.bankofky.com/investor-relations/news/id/11/the-bank-of-kentucky-reinvests-in-local-communities-by-making-an-investment-in-the-senior-crimestoppers-program-at-rosedale-manor.aspx</link> 
    <description>&amp;#160;
CRESTVIEW HILLS, KENTUCKY – July 14, 2010 – The Bank of Kentucky Financial Corporation (Nasdaq: BKYF), headquartered in Crestview Hills, Kentucky, announced that the Bank is participating in the nationally recognized Senior Crimestoppers program through a CRA investment in the Senior Housing Crime Prevention Foundation (the “Foundation”).&amp;#160;The Foundation’s mission is to provide safe, crime free, high-quality living environments for residents of nursing homes and other senior housing facilities. The Bank’s participation allows the Senior Crimestoppers program to provide services to Rosedale Manor located at 4250 Glenn Avenue in Covington, KY and help provide a crime-free environment to over 285 residents. 
&amp;#160;
On July 8, 2010, The Bank of Kentucky launched the program with a charter presentation to Rosedale Manor.&amp;#160;Londa Knollman, Executive Director of Rosedale Manor, Frank Fessler, CFO of Rosedale Manor and three board members: Jerry Neuhaus, Ed Fritz, and Bonnie Halderman represented the residents of Rosedale Manor.&amp;#160;The Bank of Kentucky’s Community Reinvestment Committee was also present to launch the program.&amp;#160;Gary Menne, Vice President &amp;amp; CRA Officer of The Bank of Kentucky was joined by Bank Director, Harry Humpert, Senior Vice Presidents, Don Benzinger and Drew Collins, Assistant Treasurer, Gabriel Gomez, and the Bank’s CRA Administrator, Grace Penn. 
&amp;#160;
The Senior Crimestoppers program is a coordinated group of services designed to reduce and prevent the occurrence of crimes in long-term care facilities and senior housing communities.&amp;#160;It has been extremely successful, with a documented reduction in crimes against seniors of approximately 85% since 1995.&amp;#160;
Robert W. Zapp, President and Chief Executive Officer of The Bank of Kentucky, stated, “The Bank of Kentucky is very proud to be a partner of the Senior Housing Crime Prevention Foundation and Rosedale Manor.&amp;#160;Since 1962, Rosedale Manor has played a vital role in our area, providing healthcare services at the highest level.&amp;#160;We take pride in our Bank’s ongoing support of Northern Kentucky not for profit organizations that prove each day the importance of what they do for our community.&amp;#160;The Crimestoppers program to protect our seniors is no exception and I am proud to help launch the effort.”
&amp;#160;
For more information about The Senior Crimestoppers Program, visit www.seniorcrimestoppers.org
&amp;#160;
For more information about Rosedale Manor, visit www.rosedalemanor.com
&amp;#160;
About The Bank of Kentucky Financial Corporation
&amp;#160;
Headquartered in Crestview Hills Kentucky, The Bank of Kentucky Financial Corporation is the parent of The Bank of Kentucky, Inc. BKFC has total assets of approximately $1.5 billion and operates thirty-one branch locations and forty-eight ATMs in the Northern Kentucky market. The Bank of Kentucky Financial Corporation's common stock is listed on the Nasdaq Global Market under the symbol BKYF. For more information about BKFC, please visit www.bankofky.com.
Contact:
&amp;#160;
(The Bank of Kentucky):
&amp;#160;
Mark Exterkamp, Executive Vice President
Retail (859) 372-2202
mexterkamp@bankofky.com
&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Fri, 30 Jul 2010 17:23:00 GMT</pubDate> 
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    <title>BANK OF KENTUCKY ANNOUNCES 2ND QUARTER EARNINGS</title> 
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    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 26 Jul 2010 19:29:00 GMT</pubDate> 
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    <title>BANK OF KENTUCKY ANNOUNCES 1ST QUARTER EARNINGS</title> 
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    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 26 Jul 2010 19:18:00 GMT</pubDate> 
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    <title>BANK OF KENTUCKY ANNOUNCES 4TH QUARTER EARNINGS </title> 
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    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 25 Feb 2010 20:36:00 GMT</pubDate> 
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    <title>BANK OF KENTUCKY ANNOUNCES 4TH QUARTER EARNINGS</title> 
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    <description>&amp;#160;Click here to view full release</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 25 Feb 2010 20:30:00 GMT</pubDate> 
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    <comments>http://www.bankofky.com/investor-relations/news/id/6/bank-of-kentucky-declares-semi-annual-dividend-28-per-common-share.aspx#Comments</comments> 
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    <title>BANK OF KENTUCKY DECLARES SEMI-ANNUAL DIVIDEND $.28 PER COMMON SHARE</title> 
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    <description>CRESTVIEW HILLS, KENTUCKY, February 23, 2010 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.28 per common share payable on March 26, 2010 to shareholders of record as of March 12, 2010. The $0.28 per common share dividend equals the previous dividend that was paid in September of 2009.
&amp;#160;
About The Bank of Kentucky Financial Corporation&amp;#160; 
The Bank of Kentucky Financial Corporation, a bank holding company with assets of approximately $1.565 billion, offers banking and related financial services to both individuals and business customers.&amp;#160; BKFC operates thirty-one branch locations and forty-seven ATMs in the Northern Kentucky market.


&amp;#160;
For more information contact:
&amp;#160;
Martin Gerrety
Executive Vice President and CFO
(859) 372-5169
mgerrety@bankofky.com
&amp;#160;</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Thu, 25 Feb 2010 20:14:00 GMT</pubDate> 
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    <title>BANK OF KENTUCKY ANNOUNCES 3RD QTR EARNINGS</title> 
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    <description>Click here to view the pdf.</description> 
    <dc:creator>Mark Exterkamp</dc:creator> 
    <pubDate>Mon, 16 Nov 2009 16:33:00 GMT</pubDate> 
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