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Commercial Term Loans

The Bank of Kentucky offers a wide range of Commercial term loans, also known as installment loans, with competitive financing designed to meet the needs of large or small businesses, individuals, partnerships, and corporations.

Term loans are a fast and easy way to finance all, or a portion of your business needs.


  • Business start-up or acquisition expenses
  • Equipment purchase
  • Expansion of your business
  • Refinance existing term debt
  • Management buy-outs
  • Long-term working capital

Amortized: up to 7 years
Rate: fixed or variable
Payments: principal plus interest, interest-only, and balloon

Term loans can be structured a variety of ways to suit your business needs, including SBA 7A loans.

For additional information, or to speak with an experienced commercial loan officer, click here.

Attention Bank of Kentucky Customer:

As you know, on June 22, pending regulatory approval, The Bank of Kentucky will become a part of Branch Banking & Trust Company (BB&T). Before you enroll for online banking, please read the following important notice:

If you enroll in Online Banking with The Bank of Kentucky on or after May 14, you will need to re-enroll in Online Banking with BB&T after conversion.

On June 19, your online banking access with The Bank of Kentucky will be changed to a view only mode through July 20. To re-enroll with BB&T on or after June 22, please visit any one of our branch locations or go to www.bbt.com.

Thank you for your business!