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Construction Loans

If your business is constructing a new facility or renovating its existing location, The Bank of Kentucky has the right construction financing for you.

Construction Loan

  • Financed with terms up to 12 months
  • Amortized up to 20 years
  • Interest rate indexed to Prime
  • Construction draws typically made monthly

Construction/Permanent Loan

  • Financed with an initial term up to 12 months
  • Amortized up to 20 years
  • Interest rate indexed to Prime
  • Construction draws typically made monthly
  • Following construction completion, loan is termed out to permanent financing
  • Permanent financing is indexed to the treasury rate
  • Permanent financing may be amortized up to 20 years

The Bank of Kentucky understands each construction development is unique and will work to tailor the best financing for your next project.

For additional information, speak with an experienced commercial loan officer.

Check out our Construction Loan Rates and Key Rates on the Rates page for more information.