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Zero Balance Accounts

Businesses that maintain multiple disbursement accounts and want to concentrate the company's funds into a central account, while keeping autonomy between accounts may fit well with a Zero Balance Account (ZBA). This account allows the business to concentrate funds into one account, but still receive separate statements on each ZBA. If excess funds are available, the business can set a target balance and transfer increment so these funds can be swept into an Investment Account, Investment Sweep, or Money Market Account.

This maximizes use of funds for businesses with multiple accounts for payroll, operations, subsidiary companies, employee benefits, etc. The Bank of Kentucky representatives will work with your business to determine the optimal setup of accounts.

For more information, visit one of our conveniently located banking centers or click here to have an experienced commercial banking officer contact you.

Attention Bank of Kentucky Customer:

As you know, on June 22, pending regulatory approval, The Bank of Kentucky will become a part of Branch Banking & Trust Company (BB&T). Before you enroll for online banking, please read the following important notice:

If you enroll in Online Banking with The Bank of Kentucky on or after May 14, you will need to re-enroll in Online Banking with BB&T after conversion.

On June 19, your online banking access with The Bank of Kentucky will be changed to a view only mode through July 20. To re-enroll with BB&T on or after June 22, please visit any one of our branch locations or go to www.bbt.com.

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