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THE BANK OF KENTUCKY DECLARES SEMI ANNUAL DIVIDEND OF $.28 PER SHARE

CRESTVIEW HILLS, KENTUCKY, August 24, 2009 - The Bank of Kentucky Financial Corporation (NASDAQ: BKYF) announced a semi annual cash dividend of $0.28 per common share payable on September 25, 2009 to shareholders of record as of September 11, 2009. The $0.28 per common share dividend equals the previous dividend that was paid in March of 2009.

About The Bank of Kentucky Financial Corporation
The Bank of Kentucky Financial Corporation, a bank holding company with assets of approximately $1.334 billion, offers banking and related financial services to both individuals and business customers. BKFC operates twenty-eight branch locations and forty-five ATMs in the Northern Kentucky Market.

 

For more information contact:

Martin Gerrety
Executive Vice President and CFO
(859) 372-5169
mgerrety@bankofky.com



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Attention Bank of Kentucky Customer:

As you know, on June 22, pending regulatory approval, The Bank of Kentucky will become a part of Branch Banking & Trust Company (BB&T). Before you enroll for online banking, please read the following important notice:

If you enroll in Online Banking with The Bank of Kentucky on or after May 14, you will need to re-enroll in Online Banking with BB&T after conversion.

On June 19, your online banking access with The Bank of Kentucky will be changed to a view only mode through July 20. To re-enroll with BB&T on or after June 22, please visit any one of our branch locations or go to www.bbt.com.

Thank you for your business!

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