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Opening a Certificate of Deposit (CD) is an excellent way to manage your money when you have time-specific needs. CD rates are typically higher than traditional savings accounts and can be a very low-risk way to invest.

The Bank of Kentucky can structure a CD as short as seven days and as long as five years. We offer competitive fixed rates with minimum deposits varying by maturity selected. All CD accounts are FDIC-insured for the maximum amount allowed by law.

Stop by any of our conveniently located banking centers and let one of our customer service representatives help select the right CD for you.

Penalty applies for early withdrawal from CD. Minimum balance to open required.

APY = Annual Percentage Yield

All Bank of Kentucky certificates of deposit earn interest calculated using an Annual Percentage Yield (APY) and are accurate as of the date listed on the rate sheet.

Check out our Certificate of Deposit Rates on the Rates page for more information.