Savings Use your savings account as "backup" in the event your checking account becomes overdrawn. With savings overdraft protection, money is automatically transferred from savings to checking to cover overdrawn transactions.
Cash Reserve Account (CRA) Similar to a line of credit, a CRA covers overdrawn transactions in your checking account*. Interest is accrued on the advanced amount and a payment to the CRA is made during your next statement cycle.
*within your approved CRA maximum limit
Call or visit any of our conveniently located offices to sign up for Overdraft Protection.