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Overdraft Protection

Savings Use your savings account as "backup" in the event your checking account becomes overdrawn. With savings overdraft protection, money is automatically transferred from savings to checking to cover overdrawn transactions.

Cash Reserve Account (CRA) Similar to a line of credit, a CRA covers overdrawn transactions in your checking account*. Interest is accrued on the advanced amount and a payment to the CRA is made during your next statement cycle.

*within your approved CRA maximum limit

Call or visit any of our conveniently located offices to sign up for Overdraft Protection.

Attention Bank of Kentucky Customer:

As you know, on June 22, pending regulatory approval, The Bank of Kentucky will become a part of Branch Banking & Trust Company (BB&T). Before you enroll for online banking, please read the following important notice:

If you enroll in Online Banking with The Bank of Kentucky on or after May 14, you will need to re-enroll in Online Banking with BB&T after conversion.

On June 19, your online banking access with The Bank of Kentucky will be changed to a view only mode through July 20. To re-enroll with BB&T on or after June 22, please visit any one of our branch locations or go to www.bbt.com.

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