Trust Services

Personal approach. Customized Solution.

Trusts play a key role in a variety of estate plans, but each estate plan is unique to the individual client. The Trust Services offered at The Bank of Kentucky are uniquely tailored according to each client's stated desires for their wealth managed by their Trusts. Our staff includes professionals in administration, investments and law who manage economic conditions and tax law changes into your plan while also ensuring your family is provides with the planning you intend.

We serve as Fiduciary for a variety of trusts including:
• Grantor (Living) Trusts
• Special Needs Trusts
• Irrevocable Trusts
• Testamentary Trusts
• Custodial Accounts

While we do not take the place of your attorney or accountant, we can act as a trusted member on your team of advisors to serve the needs of you and your family. We will sit down with you and your team to:

• Review current accounts and ownership
• Recommendations on completing an estate plan
• Review of taxes associated with trust distributions
• review of tax consequences of custodial accounts
• Strategies to uphold your living trust wishes after your death

For more information, please contact:
Jessica A. Nielsen, Esq. Vice President/ Trust Officer
Phone (859) 372-2353
jnielsen@bankofky.com

Dick Tapke, Senior Trust Officer
Dick Tapke, Senior Trust Officer
859-372-2250
rtapke@bankofky.com

Dick Tapke is Executive Vice President and Senior Trust Officer of the Wealth Advisory Group. His resume includes 40 years of successful growth and management in the trust and investment industry.

Dick has extensive experience in community service and leadership having held board positions with organization involved in education, government, social services and health care. Sitting on the board side of the table, Dick has interviewed many management firms and reviewed and monitored many different management philosophies and styles which have broadened his perspectives of asset management.

An avid pilot for a number of years, Dick recently retired his wings for the more placid sport of boating. He has spent the past few years restoring his 1976 Chris Craft, PoppiTime.

Jessica Nielsen, Esq,CFP®, Vice president, Trust Officer
Jessica Nielsen, Esq,CFP®, Vice president, Trust Officer
859-372-2353
jnielsen@bankofky.com

Jessica is a graduate of the University of Cincinnati College of Law where she served on the Law Review Editorial Board and received the award for best casenote for her article on possible constitutional issues with an insurance settlement. During law school, Jessica was also fortunate to take part in a study abroad program from the University College of Dublin that focused on legal issues in varying economic climates.

During her years in private practice, Jessica focused on estate planning, including estate, gift, and generation-skipping tax consequences of individual plans, as well as probate administration and proper structuring of businesses. She has presented on a variety of topics in a diverse range of locations. Most recently, she was the instructor at a legal seminar aimed to update attorneys on the 2010 TRA that affected the estate and gift tax exemptions for the upcoming years.

Jessica lives in East Price Hill where she is passionate about several neighborhood organizations including The Women's Connection and Literacy Center West. She is also actively involved with the Cincinnati Bar Association and the Northern Kentucky Bar Association, as well as estate planning counsels on each side of the river.

Sherry Sandusky, Trust Officer
Sherry Sandusky, Trust Officer
859-372-9748
ssandusky@bankofky.com

Sherry joined the bank as a Trust Officer in 2002 and works as an account administrator.  She has spent twenty years in the trust industry and has a vast knowledge of administration, operations and tax reporting.

She was certified in Trust Operations I & II by the American Bankers Association and attends seminars with the IRA Institute on Financial Training.  She typed the manuscript and assisted the author of Investment Basics and Beyond published by the American Bankers Association.

Sherry is a member of the Estate Planning Council of Northern Kentucky and is active in local charity fundraisers.

Sherry currently resides in Crestview Hills, KY.

Carmen Hunley, Personal Trust Administrator
859-426-2281
chunley@bankofky.com