Trust Services

Personal approach. Customized Solution.

Trusts play a key role in a variety of estate plans, but each estate plan is unique to the individual client. The Trust Services offered at The Bank of Kentucky are uniquely tailored according to each client's stated desires for their wealth managed by their Trusts. Our staff includes professionals in administration, investments and law who manage economic conditions and tax law changes into your plan while also ensuring your family is provides with the planning you intend.

We serve as Fiduciary for a variety of trusts including:
• Grantor (Living) Trusts
• Special Needs Trusts
• Irrevocable Trusts
• Testamentary Trusts
• Custodial Accounts

While we do not take the place of your attorney or accountant, we can act as a trusted member on your team of advisors to serve the needs of you and your family. We will sit down with you and your team to:

• Review current accounts and ownership
• Recommendations on completing an estate plan
• Review of taxes associated with trust distributions
• review of tax consequences of custodial accounts
• Strategies to uphold your living trust wishes after your death

For more information, please contact:
Jessica Rawe, Esq. Vice President/ Trust Officer
Phone (859) 372-2353
jrawe@bankofky.com

Dick Tapke, Senior Trust Officer
Dick Tapke, Senior Trust Officer
859-372-2250
rtapke@bankofky.com

Dick Tapke is Executive Vice President and Senior Trust Officer of the Wealth Advisory Group. His resume includes 40 years of successful growth and management in the trust and investment industry.

Dick has extensive experience in community service and leadership having held board positions with organization involved in education, government, social services and health care. Sitting on the board side of the table, Dick has interviewed many management firms and reviewed and monitored many different management philosophies and styles which have broadened his perspectives of asset management.

An avid pilot for a number of years, Dick recently retired his wings for the more placid sport of boating. He has spent the past few years restoring his 1976 Chris Craft, PoppiTime.

Jessica B. Rawe, J.D., CFP®, Trust Administrative Officer
Jessica B. Rawe, J.D., CFP®, Trust Administrative Officer
859-372-2353
jrawe@bankofky.com
Jessica B. Rawe is a Vice President and Trust Officer in the Wealth Advisory Group at the Bank of Kentucky. In this capacity, Jessica manages the Bank’s Trust Administration group, providing individualized attention to each customer to meet their specific needs. Jessica also oversees account reviews and provides caseload management for the Wealth Advisory Group’s customers. As an attorney with several years of experience in estate planning, Jessica also works with Wealth Advisory Group customers to ensure their estate planning documents are up to date and accomplish their ultimate wishes. Such reviews may include a discussion on potential tax savings, gifting strategies, family planning needs, and business succession strategies, among other topics. While collaborating with other members of the Wealth Advisory Group, Jessica also works with customers to ensure their estate plan compliments their identified investment strategy so that both are serving their intended purposes and accomplishing the customer’s ultimate wishes.

In addition to her work in the Wealth Advisory Group, Jessica is also passionate about serving her community in other ways. She chairs the Community Relations Committee of the St. Elizabeth Healthcare Foundation and also serves on its Executive Committee, is a member of the Leadership Northern Kentucky Steering Committee and the Impact Northern Kentucky Advisory Board, serves as a member of the Congregation of Divine Providence Development Board, and is a former member of the Welcome House of Northern Kentucky Board of Directors and the Children's Law Center Board of Directors. Jessica also coaches fast pitch softball for her alma mater, Notre Dame Academy
Sherry Sandusky, Trust Officer
Sherry Sandusky, Trust Officer
859-372-9748
ssandusky@bankofky.com

Sherry joined the bank as a Trust Officer in 2002 and works as an account administrator.  She has spent twenty years in the trust industry and has a vast knowledge of administration, operations and tax reporting.

She was certified in Trust Operations I & II by the American Bankers Association and attends seminars with the IRA Institute on Financial Training.  She typed the manuscript and assisted the author of Investment Basics and Beyond published by the American Bankers Association.

Sherry is a member of the Estate Planning Council of Northern Kentucky and is active in local charity fundraisers.

Sherry currently resides in Crestview Hills, KY.

Justin R. Dammel, CFA, Trust Investment Officer
(859) 372-9751
jdammel@bankofky.com

Justin is Vice President, Trust Investment Officer and is primarily responsible for portfolio management and investment research.  Prior to joining The Bank of Kentucky, Justin held various portfolio management and equity analyst positions in the Investment Advisors division at Fifth Third Bank.  Justin holds a bachelors degree in Business Administration from Ohio University and a Masters of Business Administration with a concentration in Finance from Xavier University.  Justin is also a CFA charterholder and a member of the CFA Society of Cincinnati.

Carmen Hunley, Personal Trust Administrator
859-426-2281
chunley@bankofky.com