Counterfeit Check Scams: As you will notice, while the scenarios in which the victim is roped in are different and often change and evolve; the final part of these scams are all the same. The victim receives a counterfeit check and is asked to forward the funds outside the U.S. via Western Union, Money Gram, or other forms of money transfer services.
- “Lottery Winner” Scam
- “Work From Home” Scam
- “Mystery Shopper” Scam
- “Nigerian 419” Scam
- “Inheritance” Scam
- Internet Auction Scams
- Charitable Organization Scams
- “Lonely Hearts” Scam
Dumpster Diving: They rummage through trash looking for bills or other paper with your personal information on it.
Skimming: They steal credit/debit card numbers by using a special storage device when processing your card.
Phishing: They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.
The Bank of Kentucky will never send an email requesting personal information; contact your local office with any questions.
Changing Your Address: They divert your billing statements to another location by completing a change of address form.
Old Fashioned Stealing: They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personnel records, or bribe employees who have access.
Pre-texting: They use false pretenses to obtain your personal information from financial institutions, telephone companies, and other sources.
To learn more about the different types of scams and how to prevent them visit: www.lookstoogoodtobetrue.com