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Construction Loans

If your business is constructing a new facility or renovating its existing location, The Bank of Kentucky has the right construction financing for you.

Construction Loan

  • Financed with terms up to 12 months
  • Amortized up to 20 years
  • Interest rate indexed to Prime
  • Construction draws typically made monthly

Construction/Permanent Loan

  • Financed with an initial term up to 12 months
  • Amortized up to 20 years
  • Interest rate indexed to Prime
  • Construction draws typically made monthly
  • Following construction completion, loan is termed out to permanent financing
  • Permanent financing is indexed to the treasury rate
  • Permanent financing may be amortized up to 20 years

The Bank of Kentucky understands each construction development is unique and will work to tailor the best financing for your next project.

For additional information, speak with an experienced commercial loan officer.

Check out our Construction Loan Rates and Key Rates on the Rates page for more information.

Attention Bank of Kentucky Customer:

As you know, on June 22, pending regulatory approval, The Bank of Kentucky will become a part of Branch Banking & Trust Company (BB&T). Before you enroll for online banking, please read the following important notice:

If you enroll in Online Banking with The Bank of Kentucky on or after May 14, you will need to re-enroll in Online Banking with BB&T after conversion.

On June 19, your online banking access with The Bank of Kentucky will be changed to a view only mode through July 20. To re-enroll with BB&T on or after June 22, please visit any one of our branch locations or go to www.bbt.com.

Thank you for your business!

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