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Zero Balance Accounts

Businesses that maintain multiple disbursement accounts and want to concentrate the company's funds into a central account, while keeping autonomy between accounts may fit well with a Zero Balance Account (ZBA). This account allows the business to concentrate funds into one account, but still receive separate statements on each ZBA. If excess funds are available, the business can set a target balance and transfer increment so these funds can be swept into an Investment Account, Investment Sweep, or Money Market Account.

This maximizes use of funds for businesses with multiple accounts for payroll, operations, subsidiary companies, employee benefits, etc. The Bank of Kentucky representatives will work with your business to determine the optimal setup of accounts.

For more information, visit one of our conveniently located banking centers or click here to have an experienced commercial banking officer contact you.