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Mortgages Loans

Mortgage Loans from The Bank of Kentucky have helped thousands realize the American dream of home ownership. Whether you're purchasing your first home, building your dream home, or refinancing your existing home, The Bank of Kentucky has the right loan for you. For a limited time save $200 off closing costs!

Apply for a Mortgage Loan Now!

We offer a wide variety of home loans to help you achieve your financial goals, including:

  • Conventional fixed-rate mortgages
  • Adjustable-rate mortgages (ARM)
  • Construction loans
  • Cash-out refinancing
  • Jumbo loans
  • Home Equity loans
  • Condo loans

For more information, call or visit any of our conveniently located banking centers or have a mortgage loan specialist contact you.

 APR = Annual Percentage Rate

Check out our Fixed and Variable Mortgage Rates and Home Equity Loan Rates on the Rates page for more information.

Attention Bank of Kentucky Customer:

As you know, on June 22, pending regulatory approval, The Bank of Kentucky will become a part of Branch Banking & Trust Company (BB&T). Before you enroll for online banking, please read the following important notice:

If you enroll in Online Banking with The Bank of Kentucky on or after May 14, you will need to re-enroll in Online Banking with BB&T after conversion.

On June 19, your online banking access with The Bank of Kentucky will be changed to a view only mode through July 20. To re-enroll with BB&T on or after June 22, please visit any one of our branch locations or go to www.bbt.com.

Thank you for your business!