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Mortgages Loans

Are you purchasing a home?  

Do you need assistance on your down payment, closing costs, or prepaids? 

The “Welcome Home Funds Program” may be right for you!

The “Welcome Home Funds Program” offers funds from the Federal Home Loan Bank of Cincinnati.  For customers who qualify*, we are able to offer $5,000 to help them purchase the home.  

Contact a Mortgage Loan Specialist today to see if you qualify!

*Limited Time Offer.  Funds are available on a first come, first served basis.  Terms and Conditions apply.  Income Limits apply.  Borrower must contribute a minimum of $500 of their own funds towards the transaction.  Purchases only, borrowers must have a fully executed purchase contract to reserve funds. Homebuyer counseling is required for all First Time Homebuyers. 


Mortgage Loans from The Bank of Kentucky have helped thousands realize the American dream of home ownership. Whether you're purchasing your first home, building your dream home, or refinancing your existing home, The Bank of Kentucky has the right loan for you. For a limited time save $200 off closing costs!

Apply for a Mortgage Loan Now!

We offer a wide variety of home loans to help you achieve your financial goals, including:

For more information, call or visit any of our conveniently located banking centers or click here to have a mortgage loan specialist contact you.

 APR = Annual Percentage Rate

Check out our Fixed and Variable Mortgage Rates and Home Equity Loan Rates on the Rates page for more information.