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Visa® Credit Cards from The Bank of Kentucky

Visa® credit cards from The Bank of Kentucky offer an exceptional 5.9%APR introductory rate for the first 6 months and 0.00% introductory rate for the first 6 months on balance transfers.  Other features include:

  • No annual fee
  • No balance transfer fee
  • No minimum finance charges
  • No transaction fee for purchases
  • Good at more than 21,000,000 locations
  • Online statements
  • Merchandise or Travel Rewards
  • Pay bill online or at any branch location
  • Online Card Access
Visa® Classic Visa® Gold
11.25% APR* 8.25% APR*
*Rates subject to change daily. Call for current rate.


For more information, call or visit any of our conveniently located branch locations or click here to have a bank representative contact you.

The Bank of Kentucky offers the ScoreCard Rewards Program for all Personal Credit Card Holders!
ScoreCard has over 1,600 merchandise items available and shipping is free!
Points are earned for every qualifying purchase from everything such as groceries, gas, gifts and travel.  Travel rewards include air travel, cruises, hotel accommodations and car rentals. Your monthly statement shows the amount of points earned so log ontowww.scorecardrewards.com for great name branch merchandise for home, office and more!


Bank of Kentucky credit cards are issued and serviced by Fidelity National Information Services (FIS) and its affiliates. The introductory fixed rate of 5.9% APR is good for 6 billing cycles following the opening of the account and later adjusts to a variable APR of Prime+8% (or 11.25% as of February 2, 2009) for the Visa® Classic card and a variable APR of Prime+5% (or 8.25% as of February 2, 2009) for the Visa® Gold card and may vary monthly. "Prime" means the "Bank Prime Loan" rate published by the Wall Street Journal. Use of the word "Prime" does not mean the rate is the best or lowest rate offered by any lender. A fee of $25.00 may be imposed for late payments. Grace period for repayment of balances is 25 days before finance charges are incurred. There are no minimum finance charges, no annual membership fee, and no per transaction fee for purchases. All Bank of Kentucky credit cards are subject to credit application and approval.

Apply today at any of our 32 Northern Kentucky Branch Locations

  • Visa® Gold Credit Card
  • Visa® Credit Card
  • Visa® Secured Credit Card


You could win BIG with ScoreCard Rewards by using your Bank of Kentucky VISA Credit Card!  Click here to find out more!

Attention Bank of Kentucky Customer:

As you know, on June 22, pending regulatory approval, The Bank of Kentucky will become a part of Branch Banking & Trust Company (BB&T). Before you enroll for online banking, please read the following important notice:

If you enroll in Online Banking with The Bank of Kentucky on or after May 14, you will need to re-enroll in Online Banking with BB&T after conversion.

On June 19, your online banking access with The Bank of Kentucky will be changed to a view only mode through July 20. To re-enroll with BB&T on or after June 22, please visit any one of our branch locations or go to www.bbt.com.

Thank you for your business!