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Opening a Certificate of Deposit (CD) is an excellent way to manage your money when you have time-specific needs. CD rates are typically higher than traditional savings accounts and can be a very low-risk way to invest.

The Bank of Kentucky can structure a CD as short as seven days and as long as five years. We offer competitive fixed rates with minimum deposits varying by maturity selected. All CD accounts are FDIC-insured for the maximum amount allowed by law.

Stop by any of our conveniently located banking centers and let one of our customer service representatives help select the right CD for you.

Penalty applies for early withdrawal from CD. Minimum balance to open required.

APY = Annual Percentage Yield

All Bank of Kentucky certificates of deposit earn interest calculated using an Annual Percentage Yield (APY) and are accurate as of the date listed on the rate sheet.

Check out our Certificate of Deposit Rates on the Rates page for more information.

Attention Bank of Kentucky Customer:

As you know, on June 22, pending regulatory approval, The Bank of Kentucky will become a part of Branch Banking & Trust Company (BB&T). Before you enroll for online banking, please read the following important notice:

If you enroll in Online Banking with The Bank of Kentucky on or after May 14, you will need to re-enroll in Online Banking with BB&T after conversion.

On June 19, your online banking access with The Bank of Kentucky will be changed to a view only mode through July 20. To re-enroll with BB&T on or after June 22, please visit any one of our branch locations or go to www.bbt.com.

Thank you for your business!