Account Requirements:

The following military personnel are eligible for Liberty Checking:

  • Active Duty
  • Veterans
  • Reservists
  • Retirees

• All Bank of Kentucky Checking accounts are subject to credit application approval and are subject to The Bank of Kentucky's online banking and EFT disclosures.

• At least one owner on the account must meet all of the necessary requirements.

• Valid Military ID required.

* At any of the 57 ATM locations and up to four free ATM transactions per statement cycle from any ATM not owned by The Bank of Kentucky.

** All checks ordered after initial check order will be at the expense of the account owner(s).

*** If you wish to receive paper statements, you will be assessed a $3/month fee.

A checking account with added benefits
for all current Servicemembers and Veterans.
Give us a chance to serve YOU!

  • "Express Cash Access" reimbursed ATM charges up to $20 per statement cycle from any ATM not owned by The Bank of Kentucky
  • FREE Liberty Debit Card
  • First set of club checks FREE**
  • Unlimited check writing
  • FREE Direct Deposit
  • FREE Telephone Banking
  • FREE Online Banking and Bill Pay
  • iPhone and Android App
  • FREE Mobile Banking and Text Banking
  • No monthly maintenance fee when you sign up for FREE eStatements with check images included***
  • No minimum balance
  • Active duty service members receive a FREE 3 x 5 safe deposit box
  • Valid Military ID required.
  • Visit any of our 32 branch locations or visit for details.



Attention Bank of Kentucky Customer:

As you know, on June 22, pending regulatory approval, The Bank of Kentucky will become a part of Branch Banking & Trust Company (BB&T). Before you enroll for online banking, please read the following important notice:

If you enroll in Online Banking with The Bank of Kentucky on or after May 14, you will need to re-enroll in Online Banking with BB&T after conversion.

On June 19, your online banking access with The Bank of Kentucky will be changed to a view only mode through July 20. To re-enroll with BB&T on or after June 22, please visit any one of our branch locations or go to

Thank you for your business!