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Savings and Money Market Accounts

Saving for a rainy day is easier than ever at The Bank of Kentucky.

These FDIC-insured accounts offer competitive rates while providing easy access to your funds. Interest is compounded daily on the collected balance and paid monthly. A Savings account may be attached to your checking account providing the peace of mind of overdraft protection.

Call or visit any of our conveniently located banking centers and let a customer service representative help design the best savings plan for you.

All rates subject to change daily.  Fees may reduce earnings.

  Hometown Savings Premium Savings Minor Savings Money Market Plus
Minimum Balance $100 $100 No $25,000
Monthly Fee $5.00 if balance falls below minimum $10.00 if balance falls below minimum No $12.00 if balance falls below minimum
Transaction Guidelines 6 withdrawals per statement cycle 6 withdrawals per statement cycle 6 withdrawals per statement cycle 6 withdrawals per statement cycle
Advantages Interest compounded daily. Account may be attached to checking for overdraft protection. Interest compounded daily. Account may be attached to checking for overdraft protection. Interest compounded daily. Open a Hometown Savings or Premium Savings account and enjoy no minimum balance and no monthly fees if you are 17 years old or younger. Pays a  premium rate of interest if the average balance is $25,000 or  more.

APY = Annual Percentage Yield

All Bank of Kentucky Savings accounts that earn interest are calculated using an Annual Percentage Yield (APY) and are accurate as of the date listed on the rate sheet.
 

Check out our Savings and Money Market Account Rates on the Rates page for more information.

Attention Bank of Kentucky Customer:

As you know, on June 22, pending regulatory approval, The Bank of Kentucky will become a part of Branch Banking & Trust Company (BB&T). Before you enroll for online banking, please read the following important notice:

If you enroll in Online Banking with The Bank of Kentucky on or after May 14, you will need to re-enroll in Online Banking with BB&T after conversion.

On June 19, your online banking access with The Bank of Kentucky will be changed to a view only mode through July 20. To re-enroll with BB&T on or after June 22, please visit any one of our branch locations or go to www.bbt.com.

Thank you for your business!

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